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What’s Covered?
• Aortic surgery • Kidney failure
• Aplastic anemia • Loss of independent existence
• Bacterial meningitis • Loss of limbs
• Benign brain tumour • Loss of speech
• Blindness • Major organ failure on waiting list
• Cancer (Life-threatening) • Major organ transplant
• Coma • Motor neuron disease
• Coronary artery bypass surgery • Multiple sclerosis
• Deafness • Occupational HIV infection
• Dementia • Paralysis
(including Alzheimer’s Disease) • Parkinson’s disease
• Heart attack • Severe burns
• Heart valve replacement or repair • Stroke OPTIONAL BENEFITS

Your Children Are Also Covered for These
Six Child-Specific Conditions

• Cerebral palsy • Down’s syndrome
• Congenital heart disease • Muscular dystrophy
• Cystic fibrosis • Type 1 diabetes

Visit www.manulife.ca to enrol within 31 days of your benefits eligibility date. See the
Manulife Benefits Booklet for full definitions of the covered conditions.

RATES * PER $5,000 OF CRITICAL ILLNESS COVERAGE — ASSOCIATE AND/OR SPOUSAL
NON-SMOKER SMOKER

AGE BANDS MALE FEMALE MALE FEMALE
<25 0.95 0.96 1.08 1.05

25-29 1.04 1.09 1.22 1.21
30-34 1.23 1.41 1.57 1.63

35-39 1.53 1.91 2.34 2.40
40-44 2.23 2.69 3.93 3.67
45-49 3.61 3.96 6.62 5.66

50-54 5.93 5.73 11.11 8.68
55-59 9.41 7.96 18.15 13.10

60-64 14.58 10.74 27.05 18.46
CHILD — OPTIONAL CRITICAL ILLNESS INSURANCE $2.17 per $5,000 of Coverage

* Rates listed are per month

FULL TIME AND REGULAR PART-TIME BENEFITS — OPTIONAL BENEFITS 17

2022 AEO FT HO Book CAN ENG 3.indd 17 2/13/22 9:10 AM