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Express Scripts Canada Pharmacy

                                          The Express Scripts Canada Pharmacy is an accredited, fully licensed Canadian
                                          pharmacy  just like  any  other  retail  pharmacy  with  which  you  may be familiar.
                                          Although the prescription medications it dispenses are delivered directly to
                                          patients,  all  Express  Scripts  Canada  regional  pharmacies  (BC,  MB,  ON,  and  NB)
                                          are accessible to any individual who chooses to bring a prescription to one of its
                                          locations to have it filled.
                                          Why Express Scripts?

                                            •  Free home delivery
                                            •  Pharmacists on-call 24/7
                                            •  Auto refills and reminders
                                            •  Online transfer and refill requests

                                          How Do I Join?

                                            •  Visit member.express-scripts.ca to register and manage your account
                                            •  Or, call the Member Contact Centre at 1.855.550.MEDS (6337)

                                          Generic Drug Substitution

                                          Generic drug substitution is a widespread cost-saving measure on drug plans
                                          wherein the pharmacist dispenses the lowest priced equivalent (usually the generic)
                                          version of the drug prescribed by your doctor, if one is available.

                                          Talk to your doctor or pharmacist about whether a lower-cost equivalent exists for
                                          any drugs you must take. Remember, you will not be fully reimbursed for a drug if a
                                          lower-priced (often a generic) equivalent exists. You may still purchase brand name
                                          drugs and pay the difference out-of-pocket if desired.

                                          Your Plan
                                          Manulife will reimburse the cost of the lowest-priced equivalent drug (usually the
                                          generic). Even when a doctor writes “no substitution” on your prescription, you will
                                          be reimbursed only for the lowest-priced equivalent. You may still purchase the
                                          higher-priced (usually brand name) drug, but you will not be fully reimbursed.

                                          If You Have a “No Substitution” Prescription
                                          If your doctor has written “no substitution” on your prescription, the pharmacist must
                                          provide the brand name drug. However, your reimbursement will be cut back to the
                                          lowest-priced equivalent. You have several options:

                                            1. If you want to start receiving the lowest-priced equivalent drug, your doctor
                                              will need to remove the “no substitution” from your prescription.
                                            2. You may apply for an exception from Manulife if there is a medical reason
                                              why you need the brand name drug.
                                            3. You may continue to receive the brand name drug and pay the difference
                                              out-of-pocket.





          18                                                               AMERICAN EAGLE OUTFITTERS, INC.




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