Page 14 - Technip Energies 2022 benefits guide

2022 Employee Benefits

Health Savings Account (HSA) –

Fidelity Investments

Here’s how your HSA works

The most unique feature of a CDHP is that it offers an HSA. Much like you use the Technip Energies
Retirement Savings Plan to save for retirement, you can use your HSA to save for future health care expenses.
The money you contribute to an HSA comes out of your pay before income taxes are calculated. That lowers
your taxable income, which means you pay less in taxes today. Your account can also earn tax-free interest.
Money from your HSA used to pay for eligible health expenses is tax-free. So you get a triple tax break!

You can use your HSA money to meet the medical plan annual deductible or to pay current eligible medical,
prescription, dental and vision expenses; or save it in the HSA for future health care costs. Even better, you
never forfeit any of your contributions. Unused money will roll over from year to year, enabling you to build a
reserve for future expenses. You always own it, and it’s yours to keep even if you leave Technip Energies.

Have questions about your HSA or need information about the 2022 HSA maximum contribution limits?
Contact Fidelity Investments Customer Service at www.netbenefits.com.

Remember to Activate Your HSA

An HSA is a separate account in your name that you must
open through Fidelity Investments. First you must enroll in
a Technip Energies medical plan on the SmartBen website,
then follow these steps to set up your account.
• You will receive an email from Fidelity Investments
containing the Open HSA link
• The Open HSA link will direct you to log on at
www.netbenefits.com (first-time users need to register)

• Begin using your HSA upon notification your account is
approved and funds are deposited

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