Page 6 - Texas Rangers 2022 Front Office Flipbook
P. 6
MEDICAL COVERAGE
When choosing your benefits,
think about...
Your Medical Plans – Highmark BCBS Does your spouse have coverage available
It’s more important than ever and legally required to through his/her employer? How does that
coverage compare with these plans?
have medical coverage to help protect you and your
family both physically and financially. If you and our spouse cover each other under
your separate company plans, could you
You share in the cost of the coverage by each elect individual coverage under your
contributing through pre-tax payroll deductions. company plans and save money?
If you and your spouse both cover your
children under your separate company plans,
High Deductible Health Plan (HDHP) could you save money by one of you
The Texas Rangers offer three High Deductible Health covering your children and the other selecting
individual coverage?
Plans. These Highmark plans have higher deductibles
than the PPO. A deductible is a fixed dollar amount
specified by the plan that insured individuals must pay
out of pocket before the plan begins to pay. Once the HIGHMARK BCBS VALUE ADDED
deductible has been reached, eligible expenses will be
covered by the coinsurance percentage of the plan. BENEFITS AND WEBSITE CAPABILITIES
Once the deductible and coinsurance out-of- pocket
has been reached, eligible expenses will be covered The Texas Rangers offer numerous value-added
by the plan. services and website capabilities through our medical
carrier, Highmark BCBS. To help you be the best you
and as well as accomplishing the most cost-effective
All three HDHP plans have the option to enroll in ways of seeking medical care, the following links will
a Health Savings Account, or HSA. The HSA be very beneficial:
provides a tax advantaged way to save for future
medical expenses. A Health Savings Account is a • Highmark Health/Personal Wellness Coach
component of a HDHP. You must be enrolled in a • Care Cost Estimator
HDHP to have a Health Savings Account. • Blue 365 Wellness and Discounts
• Virtual Doctor’s Visit
Please note, if you are enrolled in the HDHP, you • Baby Blue Prints
are not eligible to enroll in the Health Care FSA. • WINFertility
•
Tivity Health Fitness Your Way
• Highmark Mobile App
PPO Plan • Baseball Dedicated Customer Service Unit
This Highmark BlueCross BlueShield PPO plan offers • Nurse Care/Case Management
you the freedom of choice. The PPO offers referral- • Prescription Drug Information
free access to any provider you choose, however, for • Sharecare
this flexibility, higher out of pocket expenses like • Health Wire Mobile Messaging
premiums, deductibles & coinsurance may apply.
You will have great benefits and less out-of-pocket Need help locating a provider?
expenses if you go to providers in this network. Go to: www.highmarkbcbs.com
2022 Rangers Baseball LLC (the Texas Rangers) Benefit Guide Page 6