Page 6 - Texas Rangers 2022 Front Office Flipbook
P. 6

MEDICAL COVERAGE



                                                                            When choosing your benefits,
                                                                                     think about...

        Your Medical Plans – Highmark BCBS                            Does your spouse have coverage available

        It’s  more  important  than  ever  and  legally  required  to   through his/her employer? How does that
                                                                       coverage compare with these plans?
        have  medical  coverage  to  help  protect  you  and  your
        family both physically and financially.                       If you and our spouse cover each other under
                                                                       your separate company plans, could you
        You  share  in  the  cost  of  the  coverage  by               each elect individual coverage under your
        contributing through pre-tax payroll deductions.               company plans and save money?

                                                                      If you and your spouse both cover your
                                                                       children under your separate company plans,
        High Deductible Health Plan (HDHP)                             could you save money by one of you
        The Texas Rangers offer three High Deductible Health           covering your children and the other selecting
                                                                       individual coverage?
        Plans. These Highmark plans have higher deductibles
        than  the  PPO.  A  deductible  is  a  fixed  dollar  amount
        specified by the plan that insured individuals must pay
        out of pocket before the plan begins to pay. Once the         HIGHMARK BCBS VALUE ADDED
        deductible has been reached, eligible expenses will be
        covered  by  the  coinsurance  percentage  of  the  plan.   BENEFITS AND WEBSITE CAPABILITIES
        Once  the  deductible  and  coinsurance  out-of-  pocket
        has  been  reached,  eligible  expenses  will  be  covered   The  Texas  Rangers  offer  numerous  value-added
        by the plan.                                           services and website capabilities through our medical
                                                               carrier, Highmark BCBS. To help you be the best you
                                                               and as well as accomplishing the most cost-effective
        All three HDHP plans have the option to enroll in      ways of seeking medical care, the following links will
        a  Health  Savings  Account,  or  HSA.  The  HSA       be very beneficial:
        provides a tax advantaged way to save for future
        medical expenses. A Health Savings Account is a           •   Highmark Health/Personal Wellness Coach
        component of a HDHP. You must be enrolled in a            •   Care Cost Estimator
        HDHP to have a Health Savings Account.                    •   Blue 365 Wellness and Discounts
                                                                  •   Virtual Doctor’s Visit
        Please note, if you are enrolled in the HDHP, you         •   Baby Blue Prints
        are not eligible to enroll in the Health Care FSA.        •   WINFertility
                                                                  •
                                                                      Tivity Health Fitness Your Way
                                                                  •   Highmark Mobile App
        PPO Plan                                                  •   Baseball Dedicated Customer Service Unit
        This Highmark BlueCross BlueShield PPO plan offers        •   Nurse Care/Case Management
        you  the  freedom  of  choice.  The  PPO  offers  referral-  •   Prescription Drug Information
        free access to any provider you choose, however, for      •   Sharecare
        this  flexibility,  higher  out  of  pocket  expenses  like   •   Health Wire Mobile Messaging
        premiums, deductibles & coinsurance may apply.

        You  will  have  great  benefits  and  less  out-of-pocket       Need help locating a provider?
        expenses if you go to providers in this network.                 Go to:  www.highmarkbcbs.com




          2022 Rangers Baseball LLC (the Texas Rangers) Benefit Guide                                          Page 6
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