Page 2 - Benefit Guide_SIPS_2020_Revised 2-12-21
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You are our most






                                                          valuable asset.




         SIPS Consults, Corp. is committed to a comprehensive benefit program that helps you stay
         healthy and feel secure while maintaining a quality work/life balance.

         SIPS Consults, Corp. is pleased to offer four medical options to meet your individual needs,
         including  a  Health  Savings  Account  (H.S.A)  qualified  plan.    SIPS  pays  the  majority  of  the
         cost of full-time employee’s base plan and a portion of your dependent’s medical plan.
         We provide our full-time employees with low cost voluntary Dental plans, Vision, Life/AD&D,
         and Short Term Disability. In addition, SIPS pays 100% of your Basic Life/AD&D and a Long-
         Term Disability, NY-STD Plan, Employee Assistance Pan (EAP), Travel Assistance.    We also
         offer a  Voluntary Critical Illness and Accident coverage for  employees and dependents.
         Our Voluntary dental has been changed to Humana that includes ADULT Orthodontics &
         UNLIMITED Annual Maximum Benefits for Preventative, Basic and Major benefits.

         Please retain a copy of this guide in order to review coverage benefits, cost information,
         and  retain  necessary  contact  information.  This  booklet  will  not  serve  as  an  ID  card  or
         verification  of  benefits  at  a  provider’s  office,  but  can  provide  assistance  if  needed.  For
         more information and to review the Glossary of Health Coverage and Medical Terms, you
         can  log  into  your  SIPS  Consults,  Corp.  Benefit  Website  24/7  with  your  personal  ID  and
         password listed on page 26.

                    For additional contact numbers and information, please refer to page 27.
                     employees.benefitzone.com or www.ifcbenefitsolutions.com





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