Page 19 - Cusmomer Guide

Basic Checking
Features: Requirements:
• Free VISA® debit card • $50 minimum opening deposit
• Free Online Banking • No minimum balance
• Free Online Bill Pay 1 • $3 monthly maintenance fee
• Free First Mid ATMs
• Free Telephone Banking To waive fee:
• Free eStatements Monthly maintenance fee waived when
• Free Mobile Banking 2 you sign up for eStatements with Online
• First 15 check transactions per month free Banking, or for customers age 62 or older.
(50¢ per check transaction above 15 in a statement cycle - waived
for customers age 62 or older.)

Interest Checking
Receive all the features of Basic, plus: Requirements:
• Tiered interest 3 • $1,000 minimum opening deposit
• Unlimited check writing • No minimum balance
• Free paper statements or eStatements • $7 monthly maintenance fee
• Discounted loan rates 4
• Up to $4 of First Mid foreign ATM fees waived each month To waive fee:
Monthly maintenance fee waived when
you maintain a $1,500 daily minimum
balance in your Interest Checking.

Classic Checking
Receive all the features of Basic, plus: Requirements:
• Tiered interest 3 • $100 minimum opening deposit
• Unlimited check writing • No minimum balance
• Free paper statements or eStatements • $4.95 monthly maintenance fee
• Free account alerts with Online Banking
• One free or discounted box of checks each year To waive fee:
• Up to $12 of foreign ATM fees waived each month (upon request) Monthly maintenance fee waived
• Bonus rates on savings and CDs available when you maintain $5,000 daily
• Discounted consumer loan rates 4 minimum balance in your Classic
• No fee on cashier’s checks and money orders Checking, or maintain a daily
• Discount on VISA® gift cards minimum balance of $50,000 in total
• Safe deposit box (1 year free) 5 deposit balances with First Mid.
• Special offers on Group Travel
• Bi-Monthly Newsletter / Educational Opportunities
• Free Financial Planning Session
Third Party Benefits (activation or registration required)
• Up to $10,000 AD&D Insurance Coverage 6
• Additional $50,000 Common Carrier Accidental Death Insurance 6
• Cash Back Member Rewards - Up to $40/year
• Health Savings Discounts
• Digital Access to Travel & Entertainment Discounts
• $hopping Rewards TM

1 Inactive Online Bill Pay accounts will be closed after 90 days. 2 Message and data rates may apply. 3 Interest earned on daily
balance. Variable rate subject to change at First Mid’s discretion. 4 Subject to terms and approval. 5 Subject to availability.
6 Insurance product is not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any
bank affiliate.
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