Page 20 - Cusmomer Guide

First Clover Leaf Bank checking accounts listed on this page will be maintained following
conversion. However, new openings of these accounts will no longer be offered after
March 17, 2017. If you wish to change your account following conversion, you may switch
to our Basic, Interest, Classic or Premier account.

Features included with the following accounts:
• Free VISA® debit card • Free eStatements • Free First Mid ATMs
• Free Online Banking • Free Mobile Banking 2 • Free Telephone Banking
• Free Online Bill Pay 1

Simply Free Basic Checking
• No minimum balance
• No monthly maintenance fee

Direct Interest Checking

• No minimum balance
• No monthly maintenance fee
Additional Features:
• Tiered interest 3

My Great Rate Checking

• No minimum balance Monthly Requirements:
• No monthly maintenance fee You must be signed up for eStatements with
Additional Features: Online Banking AND have the following
• Tiered interest - Earn higher rate if monthly transactions during a statement cycle:
3
requirements are met • 10 Debit Card Purchases
• Up to $25 of foreign ATM fees waived each • 1 Direct Deposit or auto ACH transaction
month if monthly requirements are met • 3 Online Bill Payments

Smart Start Basic Checking
• No minimum balance To waive fee:
• $5 monthly maintenance fee Monthly maintenance fee waived when you sign up
for eStatements with Online Banking.
Additional Features:
• Up to $15 of ATM usage fees
waived each month

Quality Checking

• No minimum balance To waive fee:
• $5 monthly maintenance fee Monthly maintenance fee waived when you sign up
for eStatements with Online Banking and have at
Additional Features: least one direct deposit during a statement cycle.
• Tiered interest 3
• Up to $10 of ATM usage fees waived
each month

1 Inactive Online Bill Pay accounts will be closed after 90 days. 2 Message and data rates may apply.
18 3 Interest earned on daily balance. Variable rate subject to change at First Mid’s discretion.