Page 25 - Cusmomer Guide

Simply Savings
• $25 minimum opening deposit
• $1 monthly maintenance fee if balance falls below $100 during statement cycle

Kids’ First Savings - for minors age 18 and under

• $25 minimum opening deposit
• No service charges or transaction fees
• Each new account comes with a First Mid piggy bank and a Kids’ First Club membership card.
• Stickers are given for deposits, while larger incentives are earned by filling membership cards.
After the 3rd membership card is filled, the account owner is considered a Kids’ First “graduate”
and receives a t-shirt.
• Automatically converts to a Retail Savings account when the account holder reaches age 19.

Seasonal Savings - Summer Savings, Christmas Club

• $1 minimum opening deposit Restrictions:
• No service charges or transaction fees • Summer Savings may only be opened
• Earns simple interest on the average balance. between mid-May and end of August.
Rate determined each year before opening dates. (dates vary year-to-year)
• Interest is not paid until account matures and • Christmas Clubs may only be opened
balance is paid out. between mid-October and end of
• Account is automatically renewable at each maturity. January. (dates vary year-to-year)
• Payout at maturity must be transferred to
another First Mid deposit account.

Money Market Savings

• $1,000 minimum opening deposit
• $7.50 monthly maintenance fee if balance falls below $1,000 during statement cycle
• $5.00 will be charged for each third-party debit transaction in excess of 6 during a statement cycle 1
• Tiered interest 2

Public NOW
• $7.50 monthly maintenance fee if balance falls below $1,000 during statement cycle
• Tiered interest 2

Business Insured MMA
• $7.50 monthly maintenance fee if balance falls below $1,000 during statement cycle
• $5.00 will be charged for each third-party debit transaction in excess of 6 during a statement cycle 1
• Tiered interest 2

23