Page 26 - Cusmomer Guide

Additional Savings Options

In addition to the accounts listed on page 23, First Mid also offers the following
savings options.

Prime First - Retail, Business and Public

While the stock market is full of ups and downs, our Prime First account is a safe and secure way to
invest. Also, Prime First adjusts to market conditions and rewards you for higher balances, while
ensuring a minimum level of return on your investment—making it a great financial tool!

• $15,000 minimum opening deposit Excess Withdrawal Fee:
• $10 maintenance fee if balance falls below $15,000 • $5.00 will be charged for each
during statement cycle third-party debit transaction in excess
• Tiered interest 1 of 6 during a statement cycle 2

Individual Retirement Accounts

First Mid offers IRAs with a variety of terms to suit your planning needs — from Traditional and
Roth IRAs to Variable Rates. IRAs require a minimum opening deposit of $500. Need some assis-
tance with planning? We have retirement specialists who can help you create a financial road map
to your future.

Certificates of Deposit

Our Certificates of Deposit pay competitive rates with flexible terms that meet almost everyone’s
investment needs. Whether you are interested in short-, mid- or long-term savings and investment,
First Mid will help you achieve your financial goals.
• $1,000 minimum opening deposit
• Maturity terms from three months to five years
• You may add up to $50,000 in additional funds throughout the term of the CD.

1 Interest earned on daily balance. Variable rate subject to change at First Mid’s discretion.
2 Transaction Limitations: In person and ATM transactions are unlimited. Monthly account activity is limited to 6 withdrawals or
transfers to another account or to a third party. This includes transfers that are pre-authorized, automatic, or by telephone or
computer transfer.
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