Page 14 - American Advisors Group Benefit Guide 2_NonCA
P. 14

EMPLOYEE BENEFITS                                     14




        VISION COVERAGE




        The AAG vision plan is offered through CIGNA, which has an extensive network of optometrists and vision care specialists, as well as some
        retail locations.
        You have the option to visit an in-network provider or an out-of-network provider. However, when you visit a network provider you will receive
        a higher level of benefit and you are not required to complete claim forms. To help you understand the features and coverage available
        to you, we’ve provided the following brief summary of benefits. Please refer to plan documents for details, including important coverage
        exclusions and limitations.
                  Services                          In-Network                               Out-of-Network
         Exam                                       $10 copay                              Up to $45 allowance
         (every 12 months)
         Material Copay                             $25 copay                         Various allowance amounts apply
         Single Lenses                             Covered in full                         Up to $32 allowance
         (every 12 months)
         Bifocal Lenses                            Covered in full                         Up to $55 allowance
         (every 12 months)
         Trifocal Lenses                           Covered in full                         Up to $65 allowance
         (every 12 months)
         Retail Frame Allowance                     Up to $130                                 Up to $71
         (every 24 months)
         Covered Selection Contacts                 Up to $120                                 Up to $100
         (every 12 months)
         Medically Necessary Contacts                 100%                                     Up to $210
         (every 12 months)
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