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8.  If you accrue holidays with pay, on termination of your employment
                          any holidays which you have accrued but not taken in the current
                          holiday year will be paid for. However, in the event of your having taken
                          any paid holidays, which have not been accrued, pro-rata in the
                          holiday year, then the appropriate payments will be deducted from
                          your final wages. This is an express written term of your contract of
                          employment.

                          9.  If you leave without giving and working your notice (except with our
                          consent) you shall not be entitled to any payment, which may otherwise
                          have been applicable for any accrued holidays with pay not taken.

                          10.  Payment will not be made for any accrued holidays with pay not
                          taken if you are dismissed for gross misconduct.

                    B) PUBLIC/BANK HOLIDAYS

                          Your entitlement to Public/Bank holidays and to any payments that may
                          be made during these holidays is shown in your individual statement of
                          main terms of employment.
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