Page 21 - ONLINE SERVICE
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MERITS                                  DEMERITS
                      Shopping: Delivery options can be        Sometimes the picture displayed on the
                      exceptionally fast, for example ordering   website does not completely match the
                      groceries online can sometimes have      product the customer receives, for
                      delivery options of only 3 hours!        example sometimes the color may vary
                      Transactions can be completed within     from the picture on the product that’s
                      minutes through a number of ways such as   been delivered. Returning products may
                      using PayPal, or credit card transfers.      cost the customer. Other retailers may not
                                                               even accept returns!
                      Banking: Customers can check their bank   Commercial banking or business accounts
                      balance. They can pay bills online, i.e. setup  are often more expensive than traditional
                      direct debits and standing orders. They can   bank accounts. Banks may charge fees for
                      transfer money between their accounts    night deposits, for processing a certain
                      and to other people's account.           number of checks and for the payroll
                                                               services. Depending on the size of your
                                                               business, some of the services offered
                                                               may not be needed, and you may still be
                                                               charged for the services even if you're not
                                                               fully using them.
                      Auction: The ability to bid on items from   Sometimes the process of taking part in
                      across the globe, and have them delivered   auctions becomes unfair due to shill
                      to your desired address – even if the item   bidding. This is when the seller asks a
                      would take a month to reach you! Can set   group of people they know to start of the
                      certain delivery options for buyers to   bidding on their item, ultimately making it
                      choose from, such as collection, air mail,   look more popular, and increasing its price
                      standard delivery, etc.                  by doing so. This is unfair because it
                                                               results in the winner of the auction having
                                                               to pay more for the product than they
                                                               should have.






















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