Page 15 - Pay'n Save Retirement Truat fund

13 | SOUND RETIREMENT

This is only a brief summary of the rules under USERRA. You will
be entitled to these rights and benefits under the Plan only if you
satisfy the requirements under the law.

Upon release from military duty, you must apply for
reemployment by these deadlines:

 For less than 31 days military service, apply immediately,
taking into account safe transportation plus an 8-hour rest
period.

 For 31-180 days military service, apply within 14 days.
 For more than 180 days military service, apply within 90
days.
If you are hospitalized or convalescing, these reemployment
deadlines are extended while you recover (but not longer than 2
years).

The rules above also apply to uniformed service in the
commissioned corps of the Public Health Service.

To ensure proper crediting of service under USERRA, you should
notify the Administrative Office when you take USERRA leave and
notify them again when you apply for reemployment after your
leave.

USERRA only applies if you seek reemployment after December
11, 1994. For information on military service provisions before that
date, and for details on service under USERRA, please contact
the Administrative Office at (206) 282-4500 or (800) 225-7620,
or visit www.soundretirementtrust.com.