Page 35 - RFHL ANNUAL REPORT 2025 ONLINE_NEW

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Board Exploring digital
It is with tremendous gratitude that I reflect on the Group’s transformation and
achievements over the past financial year and the collective
leadership demonstrated by our Board in guiding the advancing technology
institution toward another year of strong performance and
strategic progress. The 2025 fiscal year represented a period of
record financial results, operational resilience, and continued
advancement of our long-term objectives, achieved
within an environment of global uncertainty and regional
transformation.

As a Board, we serve as stewards of the Group, exercising
independent judgement in overseeing management and
supporting the Group’s operating and financial strength
and resilience and in so doing safeguard the interests of
shareholders. We also recognise that the Group is not a
passive participant in the many societies and communities
where we operate and we therefore take responsibility for our
commitments and actions.

Governance is key to all of this. The RFHL Board not only helps
set strategic direction for the Group, but also oversees the
policies and procedures that monitor, measure and report
on its performance in a timely and transparent manner.
Promoting a strong risk-aware culture, with appropriate tone
from the top and ensuring effective talent management
throughout RFHL are also priorities of the Board.

The Board’s steadfast commitment to effective governance,
an independent mindset, prudent oversight, and strategic Technology is shaping a new
clarity has been instrumental in sustaining the Group’s era of connection, creativity, and
growth and reinforcing its reputation as a trusted financial possibility. The Republic Bank
institution throughout the Caribbean and beyond. Through Regional Technology Summit
active engagement and rigorous deliberation, the Board
provided direction that balanced ambition with discipline, brought together leaders and
ensuring that management remained focused on executing visionaries to explore how digital
the Group’s strategic priorities while maintaining sound risk advancement can transform
and capital management practices. business and strengthen
communities. Through collaboration
I would like to recognise and welcome four new Directors who and shared insight, we’re charting
joined the RFHL Board over the past year.
a future where innovation drives
sustainable growth—not just for the
Mr. Richard Robert Wickham joined our Board on November
19, 2024. Robert, as he is known to us, is a seasoned executive Bank, but for the region we proudly
with extensive expertise in leading technology-based call home.