Page 39 - RFHL ANNUAL REPORT 2025 ONLINE_NEW
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Net profit attributable to equity holders of the Parent
All figures are stated in TT$ millions
2025 2024 Change % Change
Profitability
Net interest income 5,462 5,066 396 7.8
Other income 2,257 2,101 156 7.4
Share of profits of associated companies 10 9 1 11.1
Less:
– Operating expenses 4,292 4,034 (258) -6.4
– Credit loss expense on financial assets 165 109 (56) -51.4
– Net monetary loss – 25 25 100.0
Profit before taxation 3,272 3,008 264 8.8
Less Taxation 824 736 (88) -12.0
Profit after taxation 2,448 2,272 176 7.7
Less Non-controlling interest 246 267 21 7.9
Profit attributable to equity holders of the Parent 2,202 2,005 197 9.8
Trinidad and Tobago 2,434 2,778 (344) -12.4
Barbados 383 213 170 79.8
Guyana 140 124 16 12.9
Cayman Islands 429 368 61 16.6
Eastern Caribbean 196 194 2 1.0
Suriname 117 51 66 129.4
Ghana 85 60 25 41.7
British Virgin Islands 89 89 – –
Less eliminations and other adjustments 1,671 1,872 201 -10.7
Total 2,202 2,005 197 9.8
The following is a detailed discussion and analysis of the financial results of RFHL and its subsidiaries. This should be read in
conjunction with the audited Consolidated financial statements, contained on pages 100 to 202 of this report. All amounts
are stated in Trinidad and Tobago dollars.
105.1 DEPOSITS & FUNDING (TT$B)
16.6 TOTAL EQUITY (TT$B)

