Page 38 - RFHL ANNUAL REPORT 2025 ONLINE_NEW

36 • Republic Financial Holdings Limited 2025 Annual Report • EXECUTIVE REPORTS

Group President

and CEO’s

Discussion and Analysis

NIGEL M. BAPTISTE

Group President and CEO

Delivering financial solutions

that meet our clients’ life priorities

Introduction
Republic Financial Holdings Limited (RFHL) recorded a profit As we look ahead, the banking landscape continues
attributable to equity holders of the Parent of $2.2 billion to evolve amidst an environment marked by
for the year ended September 30, 2025, an increase of $197 economic uncertainty, shifting monetary conditions,
million or 9.8 percent over the profit of $2.0 billion reported and accelerating digital transformation. Despite
in the prior year. These results largely reflect the returns these dynamics, the Group remains well-positioned
from commendable growth mainly in the Group’s advances to sustain growth, enhance profitability, and deliver
portfolio. value to all stakeholders.

Based on these results, the Board of Directors has declared a
final dividend of $3.85 per share for the year ended September
30, 2025. When combined with the three interim dividends
totaling $2.15 per share, this brings the total dividend for the
year to $6.00 per share, an increase of $0.30 or 5.3 percent over
the amount declared for 2024. At a share price of $106.62 as
at September 30, 2025, this results in a dividend yield of 5.63
percent on an RFHL share.

127.1 TOTAL ASSETS (TT$B)

19.9 INVESTMENTS (TT$B)