Page 84 - RFHL ANNUAL REPORT 2025 ONLINE_NEW

82 • Republic Financial Holdings Limited 2025 Annual Report • SUSTAINABILITY

Pioneering Progress

RFHL’s Path to Regional and Global Impact

Republic Financial Holdings Limited (RFHL) has made
significant strides in embedding sustainability into the Sustainability is now firmly embedded
core of our business strategy over the last fiscal year. In the into the core of the Group’s strategic
last three years, we have transitioned from establishing the decision-making and risk management
foundational Environmental, Social and Governance (ESG)
architecture.
framework to executing high-impact initiatives that are
shaping a more sustainable future for the region. This new era
of sustainable governance and accountability has culminated
in RFHL’s publication of the first dedicated Sustainability
Report. The document immediately cemented a regional The Group successfully generated tangible financial and
leadership position and established standard for transparent economic value through the execution of our climate finance
disclosure across all 16 subsidiaries. By anchoring the mandate. Our transition financing strategy saw the catalytic
comprehensive framework to global standards, including the completion of 93 percent of the USD 200 million Climate
United Nations Environment Programme Finance Initiative Finance Fund target as at end of September 2025, actively
(UNEP FI) Principles for Responsible Banking (PRB) and the building regional climate resilience. In parallel, the Group’s
Net-Zero Banking Alliance (NZBA), and establishing Board- Micro, Small and Medium Enterprise (MSME) Loan Facility
level oversight, sustainability is now firmly embedded into continued to advance financial inclusion and entrepreneurial
the core of the Group’s strategic decision-making and risk growth, disbursing TTD 118.28 million to 1,566 MSMEs, with 46
management architecture. percent of financing reaching women-led enterprises. Beyond

93% COMPLETION OF THE
US$200M CLIMATE FINANCE FUND TARGET

MSME FINANCING WITH 46% DIRECTED
TT$118M TO WOMEN-LED ENTERPRISES

SUSTAINABILITY TRAINING SESSIONS ON
18 SCOPE 1 AND 2 EMISSIONS BASELINE