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EMPLOYEE BENEFITS OVERVIEW


                            January 1, 2020 – December 31, 2020















         The information in this Enrollment Guide is presented for illustrative purposes and is based on information provided by the ehe information in this Enrollment Guide is presented for illustrative purposes and is based on information provided by the employermployer  and and
         T
         The information in this Enrollment Guide is presented for illustrative purposes and is based on information provided by the eThe information in this Enrollment Guide is presented for illustrative purposes and is based on information provided by the employermployer  and and
         insurance providersnsurance providers. The text contained in this guide was taken from various summary. The text contained in this guide was taken from various summary  plan descriptions and benefit information. While plan descriptions and benefit information. While
         i insurance providersinsurance providers. The text contained in this guide was taken from various summary. The text contained in this guide was taken from various summary  plan descriptions and benefit information. While plan descriptions and benefit information. While
         every effort was taken to accurately report your benefits, discrepancies or errors are always possible. In case of discrepancvery effort was taken to accurately report your benefits, discrepancies or errors are always possible. In case of discrepancy between the y between the
         every effort was taken to accurately report your benefits, discrepancies or errors are always possible. In case of discrepancevery effort was taken to accurately report your benefits, discrepancies or errors are always possible. In case of discrepancy between the y between the
         e
         guide and actual plan documents, the actual plan documents will preuide and actual plan documents, the actual plan documents will prevail. All information is confidential, pursuant to the Health Insurance vail. All information is confidential, pursuant to the Health Insurance
        g
        guide and actual plan documents, the actual plan documents will preguide and actual plan documents, the actual plan documents will prevail. All information is confidential, pursuant to the Health Insurance vail. All information is confidential, pursuant to the Health Insurance
               P
               Portability and Accountability Act of 1996. If you have any questions about the guide, please contact Hortability and Accountability Act of 1996. If you have any questions about the guide, please contact Human Resourcesuman Resources..
               Portability and Accountability Act of 1996. If you have any questions about the guide, please contact HPortability and Accountability Act of 1996. If you have any questions about the guide, please contact Human Resourcesuman Resources..
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