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a travel insurance policy. In case you get injured USA and have a halt at London. But you miss
due to an accident or suffer from a new medical your connection from London because your
condition while on your trip, you will be covered. flight to London from Mumbai got delayed.
The hospitalization costs will be borne by Without a travel insurance policy, you would
your insurance company under travel health have to bear the cost of booking a new flight.
insurance. The coverage also includes benefits for Thus, always make it a point to cover all your
permanent or partial disability and death of the trips with travel insurance.
traveller.
g. Compassionate Visit
d. Support for Important Documents
In case you get injured or contract an illness
While on a trip it is possible that you may lose during your trip leading to hospitalization for
an important document. Your identification is of a long duration, a member of your immediate
utmost importance when you visit a foreign land. family can travel to the location. This cost
These documents could include your passport, will be borne by your insurance company as
visa, driving license, international driving license per the term of your travel health insurance
etc. If you lose any of such kind of documents on plan. Thus, buying a travel insurance plan
your trip, your insurer may help you for getting a will ensure that you don’t feel alienated in a
duplicate document. This will help you avoid any foreign land and you have a family member
hiccups in your schedule. to look after you in the time of need.
e. Emergency Trip Cancellation h. Peace of mind
Your travel insurer will cover you for situations Purchasing a travel insurance cover ensures
in which you may have to cancel your trip and that your trip is uninterrupted and smooth. It
correspondingly the scheduled flights, hotel ensures your mind’s peace and lets you enjoy
bookings etc. The reasons for trip cancellation even if you lose your belongings or miss a
may include sickness, injuries, strikes or natural flight.
disasters. This cover is usually called cancellation Buying Travel Insurance
cover. Thus, you don’t have to worry about losing
the entire cost of your scheduled trip in case it It is a good idea to buy travel insurance
gets cancelled. online. Doing so will save your time and
till some extent your money. You can also
f. Missed Connection
anticipate the cost of your travel insurance
Under this cover, you can get a reimbursement policy by using a premium calculator. The
for the expenses of a missed connection. For benefits of travel insurance outweigh its cost
example, you are travelling from Mumbai to the and benefits in case of unforeseen situations.
