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                                  PAYMENT POLICY

                 The payment policy is intended to avoid a financial burden.
           PAYMENT duE BEFORE OBITuARY PLACEMENT & RENdERING OF SERvICES
                                   Immediate Need Today

                               Payment Options = Payment in Full



              Option (A) Single Payment In Full:
                      Fully funded pre-paid contract with Staab Funeral Home , cash, check, ACH,
                                                                               ®
                  VISA,  Discover  or  Master  Card.  Obituary  placement  and  rendering  of
                  services are without delay. STAAB is not a licensed lender, therefore cannot
                                                        ®
                  accept  installment  payments.  Co-signers  are  required  if  there  is  no  legally
                  responsible relative or more than one payor.


              Option (B) Two Step Process 60% + Balance = Payment In Full:
                      STEP (1) 60% cash, check, ACH, VISA, Discover or Master Card.


                      STEP (2) Balance Due/collateral assignment, provided by the client family/
                  beneficiary(s), payable to Staab Funeral Home® acknowledged & confirmed
                  by the insurance company(s) in writing verifying a death benefit sufficient to
                  pay  the  balance.  Obituary  placement  and  rendering  of  services  may  be
                  delayed. Co-signers are required if there is no legally responsible relative or
                  more than one payor.





              Other Payment Sources From Deceased Assets:
              In  the  event  the  deceased’s  estate  or  legal  settlement  is  the  only  asset,  the
              purchaser and or client family shall pay the funeral costs in full before obituary
              placement & rendering of services.

              The client family shall then file a claim with the estate for reimbursement.

              Bank or employer advances may be attainable if requested by the client family.




              Illinois Department Of Human Services (Public Aid):
              If the deceased is an active or eligible recipient, our associates will assist the client
              family in filing the reimbursement claim.


              There may be a delay of several business days to verify eligibility.

              Burial benefits are, from time to time, suspended by the State of Illinois.

              For details refer to the Public Aid Recipient Brochure.


              Should  additional  funding  assistance  be  needed,  a  Giving  Compassion
              crowdfunding campaign can be set up online and shared via Facebook.


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