Page 4 - Staab GPL booklet

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PAYMENT POLICY

The payment policy is intended to avoid a financial burden.
PAYMENT duE BEFORE OBITuARY PLACEMENT & RENdERING OF SERvICES
Planning Ahead Today™

Payment Options = Final Expense Deposit

Option (A) Single Payment Or Flexible Payment Plan:

Cash, check, ACH, VISA, Discover, Master Card or Pre-Authorized Bank
Account Debit shall be deposited in accordance with the Illinois Funeral or
Burial Funds Act.

The Right Choice™ . . . Planning Ahead Today™ eliminates the uncertainty
and financial burden. Obituary placement and rendering of services are
without delay.

Option (B) Two Step Process 60% + Balance = Final Expense Deposit:
STEP (1) 60% cash, check, ACH, VISA, Discover, Master Card or Pre-
Authorized Bank Account Debit shall be deposited in accordance with the
Illinois Funeral or Burial Funds Act.

The greater amount of 60% or total “A” on the Pre-Need Funeral Contract
and Assignment form may be a single payment or a flexible payment plan.

STEP (2) Balance Due/collateral assignment, provided by the client
family/beneficiary(s), payable to Staab Funeral Home® acknowledged &
confirmed by the insurance company(s) in writing verifying a death benefit
sufficient to pay the anticipated balance at the time of need.

Obituary placement and rendering of services may be delayed with Option (B)

Funded Pre-Need Funeral Contract & Assignment Revisions/Changes:

Unusual circumstances may arise at the time of need. Should this be the case,
the next of kin or legally responsible person typically has the following
options, absent a Judicial Order:
1) Provide the goods and services selected as agreed by the Purchaser.
2) Apply the death benefit towards the revised goods and services
selected at today’s prices.

3) Cash refund, if any, shall be subject to the following provisions and
regulations; Purchase Contract, Illinois Funeral or Burial Funds Act
and the Illinois Department of Human Services (Public Aid). If the
deceased is an active public aid recipient, all unused cash refund shall
be paid directly to the State of Illinois.

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