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Unity is committed to expanding our
        franchise. During 2018 Unity opened two
        new locations one in Ramsey, New Jersey,
        and the other in Bethlehem, Pennsylvania in
        addition to relocating our Phillipsburg, New
        Jersey branch.


        We achieved this record performance through our
        expert team of professionals and by our continued
        focus on relationships. Success comes down to
        people. We are fortunate to have a great team of
        committed employees that continue to drive this
        organization to be an exceptional financial service
        provider.

        Our primary objective is to fulfill the needs of the
        small businesses and consumers in our footprint.
        We do this through offering a wide array of
        deposit and lending products. This includes term
        loans, lines of credit, commercial mortgages, small
        business administration loans, residential mortgages,






             WE ARE COMMITTED TO EXCEPTIONAL
         CUSTOMER SERVICE, PERSONAL ATTENTION,
            LOCAL DECISION-MAKING AND CONCERN
            FOR THE FINANCIAL WELL-BEING OF OUR
                CUSTOMERS AND SHAREHOLDERS.






        consumer loans and construction loans. On the
        deposit side, we offer traditional checking, savings
        and certificates of deposit, as well as a robust
        technology platform so customers can bank online or
        on their mobile devices.

        Along with supporting our customer base we
        believe it is our responsibility to support the
        communities in which we work and live.
        We do so by volunteering our time,
        being members of local organizations
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