Page 37 - Cálc

O Valor Atual dos Salários Futuros à idade de entrada no plano de cada
membro com o salário projetado é o seguinte:

0.95 1.05 0.95 1.05 65−
14 ( + ⋯ + ( )
14 ̅̅̅̅̅̅̅̅̅ ∗ 1.06 1.06
:65− |
= 1.05 − = 1.05 −

0.95 1.05 65−
1 − ( ) 0.95 1.05 65−
1.06
14 ( 0.95 1.05 − 1 + ( 1.06 ) )
1 − ( 1.06 )
= 1.05 −

0.95 1.05 40
1−( ) 0.95 1.05 40
1.06
1000 14 ( 0.95 1.05 −1+( ) )
1−( 1.06 ) 1.06
1. 25 = 1.05 5 =159671.96
1−( 0.95 1.05 ) 38 0.95 1.05 38
1.06
1200 14 ( 0.95 1.05 −1+( ) )
1−( 1.06 ) 1.06
2. 27 = 1.05 8 =163453.75
1−( 0.95 1.05 ) 36 0.95 1.05 36
1.06
1500 14 ( 0.95 1.05 −1+( ) )
1−( 1.06 ) 1.06
3. 29 = 1.05 11 = 173981.33
1−( 0.95 1.05 ) 35 0.95 1.05 35
1.06
1700 14 ( 0.95 1.05 −1+( ) )
1−( 1.06 ) 1.06
4. 30 = 1.05 15 = 160935.45
1−( 0.95 1.05 ) 32 0.95 1.05 32
1.06
2000 14 ( 0.95 1.05 −1+( ) )
1−( 1.06 ) 1.06
5. 33 = 1.05 17 = 167085.50

O Valor Atual dos Salários Futuros à idade atual de cada membro com o salário
projetado é o seguinte:

0.95 1.05 0.95 1.05 65−
= 14 ̅̅̅̅̅̅̅̅̅ ∗ = 14 ( 1.06 + ⋯ + ( 1.06 )
:65− |

0.95 1.05 65−
1 − ( 1.06 ) 0.95 1.05 65−
= 14 ( 0.95 1.05 − 1 + ( ) )

1 − ( ) 1.06
1.06

1−( 0.95 1.05 ) 35 0.95 1.05 35
1.06
1. 30 = 1000 14 ( 0.95 1.05 − 1 + ( ) ) = 196807.78
1−( ) 1.06
1.06
0.95 1.05 30
1−( ) 0.95 1.05 30
1.06
2. 35 = 1200 14 ( 0.95 1.05 − 1 + ( ) ) = 224821.47
1−( ) 1.06
1.06
1−( 0.95 1.05 ) 25 0.95 1.05 25
1.06
3. 40 = 1500 14 ( 0.95 1.05 − 1 + ( ) ) = 261805.26
1−( ) 1.06
1.06

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