Page 38 - Cálc
P. 38

1−( 0.95  1.05 ) 20  0.95  1.05  20
                                                     1.06
                      4.           45  = 1700    14     (  0.95  1.05  − 1 + (  ) ) = 267192.96
                                                 1−(      )          1.06
                                                      1.06
                                                   0.95  1.05  15
                                              1 − (          )         0.95  1.05  15
                                50  = 2000    14     (  1.06    − 1 + (          ) ) = 267284.06
                                               1 − ( 0.95  1.05 )         1.06
                                                       1.06

                        O Valor Atual dos Salários Futuros à idade de admissão de 29 anos no plano, de
                                   cada membro com o salário projetado é o seguinte:
                                                                   0.95  1.05        0.95  1.05  65−  
                                            14       ̅̅̅̅̅̅̅̅̅ ∗        14    (  1.06  + ⋯ + (  1.06  )
                                                 :65−  |  
                                         =  1.05   −    =                  1.05   −  
                                    
                                                      0.95  1.05  65−  
                                                 1 − (         )            0.95  1.05  65−  
                                                        1.06
                                            14     (    0.95  1.05   − 1 + (  1.06   )    )
                                                   1 − (  1.06   )
                                      =                      1.05   −  
                                    
                                                0.95  1.05  36
                                             1−(      )     0.95  1.05  36
                                                 1.06
                                   1000    14    (  0.95  1.05  −1+(  ) )
                                              1−(  1.06  )    1.06
                      1.           29  =          1.05 1              = 188931.51
                                                0.95  1.05  36
                                             1−(      )     0.95  1.05  36
                                                 1.06
                                   1200    14    (  0.95  1.05  −1+(  ) )
                                              1−(  1.06  )    1.06
                      2.           29  =          1.05 6              = 177639.33
                                                0.95  1.05  36
                                             1−(      )     0.95  1.05  36
                                                 1.06
                                   1500    14    (  0.95  1.05  −1+(  ) )
                                              1−(  1.06  )    1.06
                      3.           29  =          1.05 11             = 173981.33
                                                0.95  1.05  36
                                             1−(      )     0.95  1.05  36
                                                 1.06
                                   1700    14    (  0.95  1.05  −1+(  ) )
                                              1−(  1.06  )    1.06
                      4.           29  =          1.05 16             = 154494.78
                                                0.95  1.05  36
                                             1−(      )     0.95  1.05  36
                                                 1.06
                                   2000    14    (  0.95  1.05  −1+(  ) )
                                              1−(  1.06  )    1.06
                      5.           29  =          1.05 21             = 142412.59

                                            UNIT CREDIT PROJETADO
                                                                           −  
                                                
                                                          
                                                                       
                                                               
                                               =      −            =                  −  
                                                                       
                                               
                                                               
                                      9919.33                            30−25           5
                             
                                                                       
                                                              
                      1.     30  =         30  =  40  = 247.98;              30  =              65−25  = 9919.33    40  = 1239.92
                                                                     30
                               65−25
                                    
                                                                                           8
                             
                                                                       
                                                              
                      2.     35  =         35  =  16129.77  = 424.47;            35  =             35−27  = 16129.77    38  = 3395.74
                                                                    35
                                         38
                                                                         65−27
                               65−27
                                    
                                                                      
                             
                                                              
                      3.     40  =         40  =  27321.41  =758.93;              =             40−29  = 27321.41    11  = 8348.21
                                                                    40
                                                            40
                               65−29
                                        36
                                                                                          36
                                                                        65−29
                                    
                                                                      
                                                              
                             
                      4.     45  =         45  =  41959.04 = 1198.83;         =             45−30  = 41959.04    15  = 17982.45
                                                            45
                                                                    45
                                        35
                               65−30
                                                                                          35
                                                                        65−30
                                    
                             
                                                              
                                                                      
                      5.     50  =         50  =  66891.57  = 2090.36;         50  =             50−33  = 66891.57   17  = 35536.15
                                                                    50
                                                                                          32
                                         32
                               65−33
                                                                        65−33
                                                           32
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