Page 10 - Allegacy 2019 Benefit Guide Full Time

Helpful Dental Information

 The dentalincludes one (1) additional cleaning or periodontal maintenance per 12 months, if
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member is in 2 or 3 trimester of pregnancy.

 See any dentist or maximize your benefits by utilizing Unum’s national network of more than
323,000 dentists across the country. Please note that you are not required to use a Unum
participating dentist for services; however, if you do, you will have the advantage of automatic
claims filing by the dental provider as well as lower out of pocket cost due to network
negotiated discounts. If you wish to review the participating dentist provider listing, please visit
www.unumdentalcare.com.

 You may manage your dental benefits online with AlwaysAssist (www.alwaysassist.com) and on-
the-go with the AlwaysAssist mobile app available in the Apple App Store as well as for Google
play.

 The dental plan includes a Dental Carryover Benefit. Members who take care of their teeth, but
use only part of their annual maximum benfeit during a benefit period are rewarded with extra
benefits in future years! How does it work?

o If an insured member submits qualifying claims for covered expenses during a benefit
year and, in that benefit year, receives benefits that are less than the threshold limits
outlined below for the insured’s dental plan, the insured will be credited a carryover
benefit.
o Carryover benefits will be accrued and stored in the insured’s carryover account to be
used in the next benefit year.
o The limits are outlined below
o
 Carryover Benefit Amount - $300
 Annual Claims Threshold Limit - $600
 Carryover Account Limit $1,200

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