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SERVICE ANNIVERSARY PROGRAM


              Combined Insurance recognizes our employees for their service and loyalty to our organization
              by commemorating their 1  Year Anniversary, 5  Year Anniversary and every 5  year thereafter.
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                                       YEAR 1:

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                                       1  Year Anniversary Certificate signed by Combined Insurance President,
                                       accompanied with a Leather Combined Insurance Logo iPad Padfolio.














         YEAR 5 &
         EVERY 5  YEAR THEREAFTER:
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                                            Sample Selection –
         A commemorative plaque with a Combined   Branded Merchandise
         Insurance logo, Key Chain and a Gift
         Certificate to be redeemed online for
         premium branded merchandise.










     WORKSITE SOLUTIONS — WCS Achievement Club     QUALIFICATIONS







                                                   •  This program recognizes all active, full-time commissioned
                                                    employees. Salaried positions and part-time employees are not
                                                    eligible for this program.
                                                   •  Only continuous service is recognized. Agents or managers who
                                                    left the company at any time, for any reason, and returned, will
                                                    be recognized from their most recent rehire date.
                                                   •  Assuming a staff or salaried management position and returning

                                                    service. Those individuals will be recognized on their original
                                                    anniversaries.

    14                                              to a commissioned position is not considered a break in
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