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Summary of Benefits






        January 1, 2017–December 31, 2017


                                    Medicare HMO Blue           Medicare HMO Blue          Medicare HMO Blue
                                       ValueRx (HMO)               PlusRx (HMO)             FlexRx (HMO-POS)
         Monthly Plan             $39 per month. In           $295 per month. In         $99 per month. In
         Premium                  addition, you must keep  addition, you must keep  addition, you must keep
                                  paying your Medicare        paying your Medicare       paying your Medicare
                                  Part B premium.             Part B premium.            Part B premium.

         Deductible
         Medical:                 This plan does not have     This plan does not have    This plan does not have
                                  a deductible                a deductible               a deductible

         Prescription Drugs:      $320 per year for           $200 per year for          $260 per year for
                                  Tiers 3, 4, 5               Tiers 3, 4, 5              Tiers 3, 4, 5

         Maximum Out-of-          Your yearly limit(s)        Your yearly limit(s)       Your yearly limit(s)
         Pocket                   in this plan:               in this plan:              in this plan:
         Responsibility           • $4,900 for services you   • $3,400 for services you   • $3,900 for services you
         (does not include          receive from                receive from               receive from
         prescription drugs)        in-network providers.       in-network providers.      in-network providers.
                                  If you reach the limit on   If you reach the limit on   • $9,900 for services you
                                  out-of-pocket costs, you    out-of-pocket costs, you     receive from out-of-
                                  keep getting covered        keep getting covered         network providers.
                                  hospital and medical        hospital and medical       If you reach the limit on
                                  services and we will pay    services and we will pay   out-of-pocket costs, you
                                  the full cost for the rest   the full cost for the rest   keep getting covered
                                  of the year.                of the year.               hospital and medical
                                  Please note that you will   Please note that you will   services and we will pay
                                  still need to pay your      still need to pay your     the full cost for the rest
                                  monthly premiums and        monthly premiums and       of the year.
                                  cost-sharing for your Part   cost-sharing for your Part  Please note that you will
                                  D prescription drugs.       D prescription drugs.      still need to pay your
                                                                                         monthly premiums and
                                                                                         cost-sharing for your Part
                                                                                         D prescription drugs.


















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