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State

Guidelines

Activity

Legal Lines

Each state has its own guidelines for controlling
aspects of the rent-to-own industry. Legally, you
must know and understand these guidelines in
order to accurately discuss the process with your
customers, and to stay inside the legal lines.

Staple It!
Find and print your state’s guidelines on
APRO. Attach your guidelines to this page.

Your state’s guidelines can be found at the APRO
website at http://www.rtohq.org/state-associations/
state-economic-impact-and-statutes/. Review your Now, go back to the list of states and check a
guidelines to fill out your state’s RTO guidelines in neighboring state’s name. Write down the guidelines
the form below: for that state below:

Your State: Other State:
1. Program: 1. Program:
2. Rental Agreement: 2. Rental Agreement:

3. 90 Day Same as Cash: 3. 90 Day Same as Cash:
4. Early Purchase Option: 4. Early Purchase Option:
5. Customer Referrals: 5. Customer Referrals:

6. Late Fees – Permitted: 6. Late Fees – Permitted:
7. Late Fees – Amount: 7. Late Fees – Amount:

8. Grace Period on Late Fees: 8. Grace Period on Late Fees:
9. Liability Damage Waiver: 9. Liability Damage Waiver:
10. Club Program: 10. Club Program:

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