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STAIRWAY TO PLATINUM

        Stairway to Platinum is our unique incentive program that rewards our most outstanding Agents,
        Account Executives, Senior Account Executives and Territory Managers with the opportunity to take
        their business to the next level through subsidized, customized marketing and advertising support.
        Agents & Account Executives can qualify at the Silver, Gold or Platinum level, while the Senior Account
        Executives and Territory Managers can qualify for their unique Super Platinum and Platinum level based
        on requirements indicated on this and the next page. With each level you achieve,
        we cover a greater portion of your advertising support, enabling you to increase
        awareness in your local market while growing your book of business.

        Personalized Incentive Program to help you
        grow your business.






                                                  Business Cards          Calendar Magnet

                                                                    Your Unique Strategy
                                                          Calendar Magnets
                                        Door Hangers Car Magnets Business Card Magnets  Print Ads Chamber of Commerce  Business Cards Billboards Branded Canopy/Tent SAE Collateral
                                                        Membership
                                               Postcards
        Billboards                                Pens
                    QUALIFICATIONS            ADVERTISING MATERIALS
                    PLATINUM
                    Advertising Budget Award of $1,000                     Combined Insurance pays
                    or $2,000 for any month in which
                  DMs  you earn $40,000 APV or more in    ✔  ✔ ✔ ✔  ✔✔ ✔ ✔  90%
                    Team Production
                    • $1,000 Budget: $40,000 Team Production               of Ad Costs
                    • $2,000 Budget: $60,000 Team Production               You pay 10% of Ad Cost
                    PLATINUM
                    Advertising Budget Award of $500                       Combined Insurance pays
                    or $1,000 for any month in which     ✔✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔   90%
                  SCs  you earn $8,000 APV in Personal
                    Production or more and at least
                    $20,000 in Team Production                             of Ad Costs
                    • $500 Budget: $20,000 Team Production                 You pay 10% of Ad Cost
                    • $1,000 Budget: $30,000 Team Production
                    SUPER PLATINUM
                    Advertising Budget Award of $1,000                     Combined Insurance pays
                    or $2,000 for any month in which
                  SAEs  you earn $14,000 or more in APV                    90/100%
                    • $1,000 Budget: 50% New Customers  ✔✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔
                    • $2,000 Budget: 75% New Customers                     of Ad Costs
                    •  50% of Awarded Budget will be                       You pay 0-10% of Ad Cost
                     100% funded
                    PLATINUM                                               Combined Insurance pays
                    Advertising Budget Award of $1,000                     90%
                    or $2,000 for any month in which     ✔✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔
                    you earn $14,000 or more in APV
                                                                           of Ad Costs
                    • $1,000 Budget: 50% New Customers
                    • $2,000 Budget: 75% New Customers                     You pay 10% of Ad Cost
                  AEs and AGENTS  Advertising Budget Award of $250     ✔✔ ✔ ✔ ✔ ✔ ✔  80%      US CORE — WCS Achievement Club
                    GOLD
                                                                           Combined Insurance pays
                    or $500 for any month in which
                    you earn $10,000 or more in APV
                                                                           of Ad Costs
                    • $250 Budget: 50% New Customers
                                                                           You pay 20% of Ad Cost
                    • $500 Budget: 75% New Customers
                    SILVER                                                 Combined Insurance pays
                    Advertising Budget Award of $150                       70%
                    or $300 for any month in which     ✔ ✔ ✔ ✔ ✔
                    you earn $8,000 or more in APV
                                                                           of Ad Costs
                    • $150 Budget: 50% New Customers
                    • $300 Budget: 75% New Customers                       You pay 30% of Ad Cost
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