Page 24 - ASCOT GROUP COMPLETE DOCUMENT (2)

While a sense of purpose is the top priority among Millennials from Western countries, in major
emerging economies, such as China and India, salary and career advancement remain the most
important job criteria. Committed to our vision of financial wellness for all people around the globe,
our unique business strategy allows Ascot Group to tap into the Western expats and enhance their
sense of purpose that can be explored in these emerging markets. whilst offering advancement to the
others. This trend is a win-win opportunity to tap into the expatriate and digital nomad market - whilst
also facilitating our financial products through the emerging middle class.

Summary

In Summary, it is clear that a strategic partnership would be advantageous for Ascot Group to partner
with a Chinese Life Assurance company as they would add reputational credibility to our offering and
additional investor confidence. There is also the potential to create and offer unique products (Belt
and Road Initiative fund - Chinese expatriate product - DCEP), shared resources and potential access
to new markets. With Chinese government backed initiatives investing and promoting technology
there are obvious synergies in attitude towards the development and use of technology with Ascot
Group. The investment into AI in China has been substantial, so a potential partner that has already
developed AI software for ongoing customer servicing would add further value to our administration
systems.

When contemplating if the Isle of Man and Ascot Group would be a good fit for a Chinese Life
Assurance company, who are looking to access the international cross border markets for the first
time, and putting technology at the heart of the enterprise, then it is easy to find many good reasons
for such a partnership including:

1) Access to global markets from one jurisdiction via the internet using Ascot Group’s unique
formula

2) Being able to provide an exclusive product for 50,000,000 Chinese expatriates

3) Being able to provide superior products to onshore emerging market products