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Mark Pilkington
               Chief Operating Office

                                A career insurance professional with over 35 years’ experience in UK, offshore and
                                international insurance, across both life and general insurance.

                                Mark joined the industry after university as an actuarial student and has experience
                                in almost all aspects of the insurance business with latterly, almost 25 years based
                                on the Isle of Man, working at a senior level for a number of international insurers.

               During his career Mark has been involved in the start-up of three companies in both Dublin and the
               Isle of Man.


               Neil Taverner

               Appointed Actuary and Chief Risk Officer

                                Neil is a consulting actuary with Boal and Co, a specialist actuarial services company
                                on the Isle of Man.  Prior to that Neil was Senior Actuary at the Isle of Man Financial
                                Services Authority, leading its actuarial team and the development of the Island’s
                                new capital adequacy regime for the life and non-life insurance sectors.

                                His  previous  experience  includes  as  Chief  Actuary  and  Chief  Risk  Officer  of  Old
                                Mutual’s operations in the UK, Isle of Man and Europe, and as a Partner in the UK
                                actuarial consulting practices of both Ernst & Young and Watson Wyatt.  He has a
               total of over 30 years’ experience in regulation, industry and consulting, in the Isle of Man, UK, France
               and Mexico.


               Alan Molloy
               Head of Corporate Governance and Operational Risk

                                A member of the Chartered Institute for Securities & Investment (UK) with over 20
                                years’  experience  in  regulatory  approved  executive  roles  within  the  financial
                                services industry, Alan has significant ‘hands-on’ direct knowledge and experience
                                of risk and compliance oversight, business management and corporate governance
                                gained within private and public companies.


               Alan was previously the Managing Director of Duncan Lawrie Private Bank (Isle of Man).
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