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Farrand Logan
Farrand Logan is the First Senior Vice President and Chief Lending Officer at Citizens
Trust Bank. Directly responsible for managing a team of Commercial Relationship
Managers and Business Development Officers, his leadership has consistently led to
over $50 million in new funded loans each year and a high-quality consumer and
growing commercial loan portfolio, currently at $220 million.
Spanning 28 years, Farrand began his banking career in a management training program
at a local bank in South Carolina after which he led the region in the referral of small
business loans to the commercial platform. Success in bank management led to being
selected to participate in formal credit training and ultimately, Farrand became a
Community Banking Officer specializing in commercial and consumer loans. He later
Farrand Logan joined a regional bank as a commercial underwriter before being recruited by a national
First Senior Vice President/ bank to a Business Banking division supporting the small business demographic. As an
Chief Lending Officer experienced professional with a proven track record of success at local, regional and
Citizens Trust Bank national financial institutions, Farrand greatly enhanced his financial skills in
underwriting, business development and sales management. Delivering financial
solutions for customers throughout Georgia and surrounding states, Farrand’s most
progressive development took place with his transition to Citizens Trust Bank where
through his leadership he is responsible for the bank’s loan, fee, and deposit growth.
A passionate lender, Mr. Logan’s lending expertise often entails complex transactions
with varied commercial and industrial (C&I) and real estate loan types including owner-
occupied real estate, investment real estate, operating lines, equipment and business
acquisition loans. His creative instinct compliments his unique ability to structure loans
for winning relationships. By leveraging partnerships with government entities offering
loan guarantee programs like the SBA (7a), 504 programs, USDA and the State Small
Business Credit Initiative, Farrand is also instrumental in delivering successful results for
customers who may require credit enhancements.
A Spartanburg, South Carolina native, Farrand is dedicated and committed to sustaining
the health of the community and its citizens. He has shared his expertise and service
with a variety of local board associations including Boys & Girls Club, Junior
Achievement, Habitat for Humanity, and the Atlanta Development Authority’s Credit
Review Committee for small business loans.
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