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56                                    Don’t Make Me Say I Told You So




            rate, and the result is the approximate number of years needed
            to double the investment.



             The Rule of 72



             Rate of return         2%        4%        6%        8%        10%

             Time to double       36 years  18 years  12 years   9 years  7.2 years



               The “Rule of 115” is a mathematical formula that makes it
            possible to estimate how long it will take investments to triple

            in value. Divide 115  by an interest rate, and the result is the
            approximate number of years needed to triple the investment.


             The Rule of 115



             Rate of return         2%        4%        6%        8%       10%


             Time to triple       57.5 years  29 years  19 years  14 years  11.5 years


            These results are hypothetical and are not intended to predict or project the performance
            of any specific investment.



















                         Chapter 3: You Must Have Growth In Your Portfolio
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