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Don’t Make Me Say I Told You So                                     77








                                              Bonds
                                Stocks




                                           Cash







        How Should I Allocate My Investments for

        Retirement?



        You  may have heard this  rule of thumb  for retirees: subtract

        your age from 100. The resulting number is the percentage of
        your assets that you should invest in stocks in your retirement

        investment portfolio. If you follow that advice, here is what your
        portfolio would look like at different ages:


             Age 60                  Age 70                   Age 80


                                                                     20%
                                              30%
                      40%                     equities               equities
            60%       equities       70%                      80%
            bonds and cash           bonds and cash           bonds and cash












                     Chapter 3: You Must Have Growth In Your Portfolio
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