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LET EXPERIENCE


                                                        LET EXPERIENCE
                               WORK FOR YOU!

                                                        WORK FOR



                                                 othing makes me happier than knowing I have successfully assisted my
                                                                        YOU!
                                                 clients with some of the most stressful days they will experience: buying
                                                 or financing a home! After all – how many homes does a person buy in a
                                       Nlifetime? Statistics say the average is 4-5.
                                             With the rapidly changing housing market and the everchanging mortgage
                                               rules, having a full time professional on your team is the absolute best way
                                                to ensure your experience is a good one. I only do home financing and I
                                                  IMPROVING THE LIVES OF CANADIAN ence will
                                                  am an expert in my profession! My more than 24 years of experi
                                                   HOMEOWNERS 55+
                                                   benefit you as I guide you through the many facets of home financing,
                                                    and together, we will work to discover a financing option that is
                                                      uniquely right for you – not just for today but also for the future!
                                                      Home isn’t just a home to Canadians – it’s a home for their family to make
                                                         As an award winning, licensed mortgage broker with consistent
                                                       memories in and to look forward to the future.  A future they should
                                                        five-star Google reviews and testimonials, I have access to the top
                                                        enjoy when they retire, without having to move. HomeEquity Bank
                                                         lenders and best rates available based on volume and long built
                                                         understands that and believes everyone should have the freedom to
                                                         relationships within the industry. As a result of my tenure and
                                                         enjoy the retirement they deserve. With the CHIP Reverse Mortgage,
                                                         experience in the mortgage world, most of my clients are referred
                                                         retirement is right at home.
                                                         to me by previously satisfied clients and some of the top realtors,
                                                           I have been in the financial planning and financial services
                                                         financial planners, and accountants in the business.
                                                         industry for over 17 years. As a Business Development Manager with
                                                          My goal for each file I assist with is to ensure my client has
                                                         HomeEquity Bank, I take great pride in educating brokers and industry
                                                        the best possible experience by ensuring they feel confident and
                                                        partners to help them to better assist Canadians 55+ in retirement
                                                       empowered because they know they have a product, rate, and term
                                                       planning. It is my privilege to be featured in this magazine in partnership
                                                      that works for them.
                                                      with my two wonderful brokers Karen Low and Krista Lindstrom, two
                                                       To give back to the community, I am proud to donate a portion of
                                                     successful and energetic women in the industry.
                                                     every commission to a charity called Community Key, which ass
                                                       Each day, Canadians invest in the things that matter most to them, ists
                                                     parents of sick children to make their mortgage or rent payments so
                                                     like their home.  Our recent IPSOS research confirmed that nearly 80% of
                                                   they can focus on being present for their children during the child’s
                                                   Canadians 55+ say registered savings and pension plans are not enough for
                                                   illness. I believe it is important to give where possible and this is my
                                                   retirement and 45% of Canadians believe that accessing the equity in their
                                                   small way of helping.
                                                   homes should be part of retirement planning. Afterall, who says we have to
                                                   Whether you are a first-time home buyer considering your purchase,
                                                   leave our homes when we retire? Canadian homeowners have earned the right
                                                   a senior wanting to access your equity through a reverse mortgage, or
                                                   to enjoy what they’ve invested in. And we’re here to help them discover how
                                                   anywhere in between, I will assist you every step of the way. Because I am
                                                    they can realize their home’s true value.
                                                   paid by the lender, my services do not cost you anything, but my experience
                                                     For over 30 years, the CHIP Reverse Mortgage by HomeEquity bank has
                                                   is invaluable. With a fully digital platform, full encryption processing, and
                                                    helped tens of thousands of Canadians 55+ access up to 55% of the value of
                                                   a fully licensed and accredited team working with me, the process of home
                                                    their home. Something you may not know, the 55+ age demographic is the
                                                   financing is incredibly safe, and it is easy to complete your full transaction
                                                    fastest growing and the most under-served. In fact, 45% of homeowners
                                                   from the comfort of your home!
                                                    in Canada are over the age of 55. Mortgage brokers are presented with a
                                                   I look forward to connecting with you to see how I can assist you!
                                                    unique opportunity to diversify their business model and tap into this often-
                                                   Chat soon!
                                                    overlooked market.
                                                     KAREN LOW                           KAREN LOW
                                                                              QUANTUS MORTGAGE SOLUTIONS
                                                     QUANTUS MORTGAGE SOLUTIONS

                                                     Karen@klmortgage.com                Karen@klmortgage.com
                                                                                 klmortgage.com  I  780-868-2335
                                                     klmortgage.com  I  780-868-2335
                                                Irene Lay Photogr aphy
                                                    Irene Lay Photography
      58 58 58  WOMEN IN PROCESS                                                                                                                                                                         WOMEN IN PROCESS
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              WOMEN IN PROCESS
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