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LET EXPERIENCE
LET EXPERIENCE
WORK FOR YOU!
WORK FOR
othing makes me happier than knowing I have successfully assisted my
YOU!
clients with some of the most stressful days they will experience: buying
or financing a home! After all – how many homes does a person buy in a
Nlifetime? Statistics say the average is 4-5.
With the rapidly changing housing market and the everchanging mortgage
rules, having a full time professional on your team is the absolute best way
to ensure your experience is a good one. I only do home financing and I
IMPROVING THE LIVES OF CANADIAN ence will
am an expert in my profession! My more than 24 years of experi
HOMEOWNERS 55+
benefit you as I guide you through the many facets of home financing,
and together, we will work to discover a financing option that is
uniquely right for you – not just for today but also for the future!
Home isn’t just a home to Canadians – it’s a home for their family to make
As an award winning, licensed mortgage broker with consistent
memories in and to look forward to the future. A future they should
five-star Google reviews and testimonials, I have access to the top
enjoy when they retire, without having to move. HomeEquity Bank
lenders and best rates available based on volume and long built
understands that and believes everyone should have the freedom to
relationships within the industry. As a result of my tenure and
enjoy the retirement they deserve. With the CHIP Reverse Mortgage,
experience in the mortgage world, most of my clients are referred
retirement is right at home.
to me by previously satisfied clients and some of the top realtors,
I have been in the financial planning and financial services
financial planners, and accountants in the business.
industry for over 17 years. As a Business Development Manager with
My goal for each file I assist with is to ensure my client has
HomeEquity Bank, I take great pride in educating brokers and industry
the best possible experience by ensuring they feel confident and
partners to help them to better assist Canadians 55+ in retirement
empowered because they know they have a product, rate, and term
planning. It is my privilege to be featured in this magazine in partnership
that works for them.
with my two wonderful brokers Karen Low and Krista Lindstrom, two
To give back to the community, I am proud to donate a portion of
successful and energetic women in the industry.
every commission to a charity called Community Key, which ass
Each day, Canadians invest in the things that matter most to them, ists
parents of sick children to make their mortgage or rent payments so
like their home. Our recent IPSOS research confirmed that nearly 80% of
they can focus on being present for their children during the child’s
Canadians 55+ say registered savings and pension plans are not enough for
illness. I believe it is important to give where possible and this is my
retirement and 45% of Canadians believe that accessing the equity in their
small way of helping.
homes should be part of retirement planning. Afterall, who says we have to
Whether you are a first-time home buyer considering your purchase,
leave our homes when we retire? Canadian homeowners have earned the right
a senior wanting to access your equity through a reverse mortgage, or
to enjoy what they’ve invested in. And we’re here to help them discover how
anywhere in between, I will assist you every step of the way. Because I am
they can realize their home’s true value.
paid by the lender, my services do not cost you anything, but my experience
For over 30 years, the CHIP Reverse Mortgage by HomeEquity bank has
is invaluable. With a fully digital platform, full encryption processing, and
helped tens of thousands of Canadians 55+ access up to 55% of the value of
a fully licensed and accredited team working with me, the process of home
their home. Something you may not know, the 55+ age demographic is the
financing is incredibly safe, and it is easy to complete your full transaction
fastest growing and the most under-served. In fact, 45% of homeowners
from the comfort of your home!
in Canada are over the age of 55. Mortgage brokers are presented with a
I look forward to connecting with you to see how I can assist you!
unique opportunity to diversify their business model and tap into this often-
Chat soon!
overlooked market.
KAREN LOW KAREN LOW
QUANTUS MORTGAGE SOLUTIONS
QUANTUS MORTGAGE SOLUTIONS
Karen@klmortgage.com Karen@klmortgage.com
klmortgage.com I 780-868-2335
klmortgage.com I 780-868-2335
Irene Lay Photogr aphy
Irene Lay Photography
58 58 58 WOMEN IN PROCESS WOMEN IN PROCESS
WOMEN IN PROCESS
WOMEN IN PROCESS
WOMEN IN PROCESS