Page 22 - Desert Lightning News 12-4-15

22 December 4, 2015 Desert Lightning News

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What TRICARE beneficiaries need to know about

open enrollment, marketplace

TRICARE.mil Communications Division Coverage” tab. From there, click the “$ Will You to your TRICARE regional contractor. Be sure not to
Save?” section near the middle of the Web page. After disenroll from your current TRICARE coverage until
Defense Health Agency selecting your initial options, use “Get Ready to Ap- you confirm the start date of your new coverage so
ply” where you can enter family size, income and your that there is no gap in coverage and you aren’t penal-
FALLS CHURCH, Va. (AFNS) -- It’s time for open state and/or zip code of residence to get an estimate ized or pay a tax penalty for each month that you and
enrollment; the time of year when people can enroll of available coverage and costs, including available the other individuals listed on your tax form do not
in or change their health insurance plan. The open en- plans, premiums, and cost shares. If you are under 30, have coverage. Once the Defense Enrollment Eligi-
rollment period for HealthCare.gov is Nov. 1 to Jan. 31 you can get personalized health coverage options on bility Reporting System records your disenrollment
for 2016 coverage. HealthCare.gov. date, the Defense Manpower Data Center responds
to queries from the Federal Hub that you do not have
How does this affect you? Most TRICARE ben- After exploring the Health Insurance Marketplace minimum essential coverage from the Department of
eficiaries don’t need to worry about open enrollment. options, you can use TRICARE.mil to compare TRI- Defense.
However, for beneficiaries who are not eligible for CARE premium based coverage and costs to the mar-
TRICARE coverage, have lost or are losing coverage, ketplace plans. You can also compare TRICARE plans Beneficiaries losing TRICARE coverage due to
or may qualify to purchase a TRICARE premium- online with our “Compare Plans” tool. If you need ad- separation or discharge, divorce, aging out, etc., may
based health plan you can utilize this open enrollment ditional help, call the HealthCare.gov toll free line at qualify to enroll for alternate coverage during a special
period to see if there are other health coverage options 1-800-318-2596, or for for the hearing and speech im-
that work best for you and your family. paired dial 1-855-889-4324, or contact a local person See TRICARE, Page 29
or group in your area for assistance. Visit their “Con-
If you want to explore your local coverage options tact Us” page to enter a zip code to find contact infor-
outside of TRICARE, go to HealthCare.gov. You can mation for individuals and organizations in your area.
find out if you qualify for financial assistance and re-
view coverage plans offered in your area without hav- If you are currently enrolled in a premium based
ing to submit an application. Just indicate that you TRICARE plan and decide to use a non-TRICARE
don’t currently have coverage when using the portal. option, you need to submit a disenrollment request

When using the portal, go to the “Individual and
Families” tab on HealthCare.gov, and click the “Get

IF YOU HAVE BEEN IN AN ACCIDENT
THE REAL DAMAGE MAY NOT BE SO OBVIOUS…

Studies show that a 10mph car accident equals the same force on your spine as
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That is why it is important to have your spine checked by a Chiropractor

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ǣʹ̋ȊʹȳƶȊǮȳȳȳƊ˹˹˹ƖǜˁƋʊɁȭƋǒǔʁɁɡʁŘƋǜɁʁʊƖƋɁȧ