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VISION COVERAGE





                EYEMED SELECT VISION SUMMARY
                Vision coverage is available to encourage you and your family to maintain healthy eyesight
                and provides benefits for eye exams, prescription eyeglasses and contact lenses. Vision
                benefits are through EyeMed and TCW pays 100% of the premium cost for employees and
                most of the cost for dependent coverage. Visit www.eyemed.com to find an EyeMed network
                provider near you.

                Here is a brief summary of key features:

                                                         EYEMED VISION
                 PLAN SUMMARY                         IN-NETWORK              OUT-OF-NETWORK REIMBURSEMENT
                 Vision Exam                            $10 copay                         Up to $35
                 Retinal Imaging Benefits                Up to $39                           N/A
                 Frequency
                 Exam                              Once Every 12 Months              Once Every 12 Months
                 Lenses or Contact Lenses          Once Every 12 Months              Once Every 12 Months
                 Frame                             Once Every 12 Months              Once Every 12 Months
                 Frames
                                                  $0 copay; $120 Allowance,               Up to $60
                                                  20% off balance over $120
                 Standard Plastic Lens
                 Single Vision                          $25 copay                         Up to $35
                 Bifocal                                $25 copay                         Up to $49
                 Trifocal                               $25 copay                         Up to $74
                                                        $25 copay,
                 Standard Progressive Lens                                                Up to $49
                                               80% of Charge less $120 Allowance
                 Lens Options
                 UV Treatment                             $15                               N/A
                 Standard Plastic scratch coating         $15                               N/A
                 Standard Anti-Reflective coating          $45                               N/A
                 Contacts (instead of glasses)
                                                      $135 Allowance
                                                                                         Up to $108
                 Contact Lenses               ($0 copay and paid in full if medically   (up to $210 if medically necessary)
                                                        necessary)
                                                   15% off Retail Price or
                 Laser Vision Correction                                                    N/A
                                                    5% promotional price
                The above information is provided for illustrative purposes only. Refer to the applicable carrier material for exact description of plan
                benefits and conditions.
                AMPLIFON HEARING HEALTH CARE
                Hearing and vision loss can go hand in hand. EyeMed wants you to enjoy all life’s sights – and
                sounds – to the fullest. Members have access to affordable hearing care discounts through
                Amplifon, the world’s largest distributor of hearing aids and services.


                   Members receive a 40% discount off hearing exams and a low price guarantee on
                   discounted hearing aids.

                YOUR VISION CONTRIBUTIONS

                 PLAN TYPE                  COVERAGE TIER                      EMPLOYEE SEMI-MONTHLY RATE
                 VISION
                                            Employee                                      $0.00
                 EyeMed Vision              Employee + 1                                  $1.00
         14                                 Employee + Family                             $2.00
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