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MEDICAL COVERAGE

CONSUMER DIRECTED HEALTH PLAN (CDHP) WITH HSA
For more information on how to take advantage of the tax benefits of a Consumer Directed
Health Plan (CDHP) with a Health Savings Account (HSA), access the following information.
CDHP w/HSA guide smartben.com
Understanding an HSA – Calculate your potential savings if you payflex.com/individuals/calculate-savings
enroll in an Health Care FSA, Dependent Care FSA, or HSA
Benefits of an HSA video.payflex.com/PayFlex-Benefits-of-an-HSA-high.mp4
Investing with your HSA video.payflex.com/PayFlex-Investing-in-Your-HSA-high.mp4
Limited Purpose Flexible Spending Account video.payflex.com/PayFlex-LPFSA-high.mp4
Prescription Drug Pricing – to compare costs goodrx.com/

VIRTUAL HEALTH CARE

Anthem has enhanced the virtual health care services, called LiveHealth Online, to now
include not only general physician visits but other specialties including behavioral health and
dermatology. Save time and access care virtually.

CDHP w/HSA
TYPE OF VISIT (Flat fees apply until deductible is PPO HMO
met, then coinsurance applies)
General Physician Visit $45 flat fee $10 copay $20 copay

You can get started at www.livehealthonline.com or by calling 1.888.548.3432.

YOUR MEDICAL CONTRIBUTIONS
Just as benefit coverage varies by plan, so do the rates you and TCW pay.

Your contributions toward coverage for yourself, your spouse and your children will be made
with pre-tax dollars. Under current law, coverage for a domestic partner must be paid with
post-tax dollars. This provision also applies to your dental and vision premiums.

TCW ANNUAL
EMPLOYEE
PLAN TYPE COVERAGE TIER CONTRIBUTION
SEMI-MONTHLY RATE
TO HSA
MEDICAL
Employee $15.00 $750
CDHP w/HSA Employee + 1 $70.00 $1,500
Employee + Family $100.00 $1,500

Employee $37.50
PPO Employee + 1 $136.00 Not Applicable
Employee + Family $195.00

Employee $25.00
HMO (CA only) Employee + 1 $90.00 Not Applicable
Employee + Family $130.00

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