Page 15 - TCW_Benefit Guide_2019 FINAL
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DENTAL COVERAGE





                DELTA DENTAL PLAN SUMMARY
                The Delta Dental Plan gives you the freedom to choose your own dentist and receive coverage
                from in-network and out-of-network providers. In addition, each member of your family can
                use their own dentist.

                There’s no better way to protect your smile than with regular dental checkups. TCW provides
                employees with a wide network of dentists through Delta Dental’s preferred provider
                organization (PPO) as well as through Delta Dental’s Premier Provider network. The plan
                offers coverage for all basic dental services, as well as orthodontia.

                Here is a brief summary of key features:


                                                       DELTA DENTAL PPO
                                                                                         NON-PARTICIPATING
                                                                 PREMIER PROVIDER            PROVIDER
                       PLAN SUMMARY           PPO PROVIDER       No balance billing over   Patient may be billed for amount
                                                                    negotiated rates
                                                                                       charged over negotiated rates
                 Calendar Year Deductible       $50 / $150           $150 / $300             $150 / $300
                 Individual/Family
                 Calendar Year Maximum            $1,500               $1,500                  $1,500
                 Diagnostic & Preventive          100%                 100%                    100%
                 Basic Services                    80%                  70%                     70%
                 Major Services                    50%                  40%                     40%
                 Orthodontia (lifetime            $1,000                $500                   $500
                 maximum)
                The above information is provided for illustrative purposes only. Refer to the applicable carrier material for exact description of plan
                benefits and conditions.

                YOUR DENTAL CONTRIBUTIONS

                 PLAN TYPE                           COVERAGE TIER              EMPLOYEE SEMI-MONTHLY RATE
                 DENTAL
                                           Employee                                        $5.00
                 Delta Dental PPO          Employee + 1                                    $15.00
                                           Employee + Family                               $30.00













                   FINDING A PARTICIPATING DENTIST

                   There are thousands of general dentists and specialists to choose from nationwide —
                   so you are sure to find one who meets your needs. You can access a list of participating
                   dentists online at www.deltadentalins.com.







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