Page 7 - Ifly Benefit Guide 2018 FINAL
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Benefits





         Medical Insurance



                                                    United Healthcare                     United Healthcare
         Plan Name                           Medical Buy-Up Plan - TX OAMC           Medical Base Plan - TX OAMC
                                                   PPO 1000 80/50 Rx 2A                     HSA 3000 90/50

         Network Name                           Network          Non-Network           Network        Non-Network
         Health Benefits
         Lifetime Maximum                                Unlimited                             Unlimited

         Deductible (Annual)
          - Individual                           $1,000             $2,000              $3,000           $6,000
          - Family                               $2,000             $6,000              $6,000           $18,000
         Co-Insurance (Plan Pays)                 80%                50%                 90%              50%
         Office Visit Copay
          - Primary Care Physician             $30 Copay        Deductible, 50%     Deductible, 10%   Deductible, 50%
          - Specialist Office Visit            $50 Copay        Deductible, 50%     Deductible, 10%   Deductible, 50%

         Out-of-Pocket Maximum
          - Individual                           $5,000            $10,000              $6,000           $12,500
          - Family                              $10,000            $30,000             $12,000           $37,500
         Hospitalization
          - Inpatient                        Deductible, 20%    Deductible, 50%     Deductible, 10%   Deductible, 50%
          - Outpatient                       Deductible, 20%    Deductible, 50%     Deductible, 10%   Deductible, 50%
         Emergency Services                           $300 Copay, 20%                       Deductible, 10%
         Urgent Care                           $75 Copay        Deductible, 50%      Deductible, 10%   Deductible, 50%

         Preventive Care                       No Charge        Deductible, 50%       No Charge      Deductible, 50%
         Chiropractic                          $50 Copay       Deductible, 550%      Deductible, 10%   Deductible, 50%
                                                       20 Visits/Year                         20 Visits/Year
         Pharmacy Benefits

         Pharmacy Deductible
          - Individual                             $0                $0             Plan Deductible   Plan Deductible
          - Family                                 $0                $0             Plan Deductible   Plan Deductible
         Retail Pharmacy (30 Day Supply)
          - Generic Formulary                  $15 Copay       $15 Copay + 30%        $10 Copay      $10 Copay + 30%
          - Brand Name Formulary               $50 Copay       $50 Copay + 30%        $35 Copay      $35 Copay + 30%
          - Non-Formulary                      $90 Copay       $90 Copay + 30%        $70 Copay      $70 Copay + 30%
          - Specialty (Formulary/Non Formulary)   $150            $150 + 30%            $150           $150 + 30%

         Mail Order Pharmacy (90 Day Supply)
          - Generic Formulary                 $37.50 Copay       Not Covered          $25 Copay        Not Covered
          - Brand Name Formulary               $125 Copay        Not Covered         $87.50 Copay      Not Covered
          - Non-Formulary                      $225 Copay        Not Covered          $175 Copay       Not Covered
          - Specialty (Formulary/Non Formulary)   Not Covered    Not Covered         Not Covered       Not Covered








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