Page 11 - Ifly Benefit Guide 2018 FINAL
P. 11

Benefits





         Vision Insurance

         Guardian (VSP) | PPO Vision Plan
         Guardian’s VSP vision plan provides professional vision care and high quality lenses and frames through a broad network of optical
         specialists. You  will receive richer benefits if you utilize a network provider. If you utilize a non‐network provider, you will be
         responsible to pay all charges at the time of your appointment and will be required to file an itemized claim with Guardian.

                                                            Guardian (VSP)                                    Note
         Plan Name                                             PPO Plan                          Guardian’s Vision plan
         Network Name                         VSP Choice Network           Non-Network                 utilizes the VSP
                                                                                                network, which has the
         Vision Benefits                                                                             largest network of
         Copay                                    $10 Copay                    N/A                 private-practice eye
                                                                                                    care doctors in the
         Examination (Every 12 Months)            No Charge             $39 Reimbursement       industry. VSP’s network

         Lenses (Every 12 Months)                                                                includes 37,000 access
                                                                                                points nationwide. Most
          - Single Vision                         No Charge             $23 Reimbursement
          - Bifocal                               No Charge             $37 Reimbursement         of the U.S. population
          - Trifocal                              No Charge             $49 Reimbursement       lives within four miles of
          - Lenticular                            No Charge             $64 Reimbursement              a VSP provider.
         Frames (Every 24 Months)                $130 Benefit,          $46 Reimbursement
                                               then 20% Discount
         Contact Lenses (Every 12 Months)               In Lieu of Frames and Lenses
          - Cosmetic / Elective                   $130 Benefit          $100 Reimbursement
          - Medically Necessary                   No Charge             $210 Reimbursement
         Cosmetic Extras                    Average 20-25% Discount         Not Covered
         Laser Vision Correction            Average 15% Discount Off        Not Covered
                                          Usual Price or 5% Discount Off
                                               Promotional Price




                        Finding a Vision Provider
                        Go to www.guardiananytime.com or call (888) 600-1600. Refer to the “VSP Choice” network when prompted.





         Team Member Assistance Program

         Guardian | Team Member Assistance Program
         The Team Member Assistance Program (EAP) through Guardian provides you and your household members with free, confidential
         assistance to help with personal or professional problems that may interfere with work or family responsibilities and obligations.
         Services are available 24 hours a day, 7 days a week via a toll-free nationwide number.


                        Accessing the EAP
                        To access EAP benefits, go to  ibhworklife.com or you may call (800) 386-7055 to be immediately connected
                        to an EAP counselor.  Username: Matters  Password: wlm70101






                                                                                                                  11
   6   7   8   9   10   11   12   13   14   15   16