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Employee Contributions




         The  chart  below  indicates  your  monthly  and  per  paycheck  for  our  Employee  Benefit  plans.  Your  cost  for  coverage  will  vary
         depending on the option and level of coverage you choose. Employee contributions for Medical, Dental, and Vision are deducted
         from your paycheck with pre-tax dollars. This means that contributions are taken from your earnings before taxes, resulting in
         lower taxes and increased take home pay.
                                   Option 1              Option 2              Option 3              Option 4
                                  Value HMO          Traditional PPO1       Network PPO2               HSA
        Medical Options
                                  Select HMO          In/Out Network       In-Network Only        In/Out Network
                                (CA EE’s Only)        (All Locations)       (All Locations)       (All Locations)
        Frequency             Monthly    Paycheck   Monthly    Paycheck   Monthly    Paycheck   Monthly    Paycheck
        Employee Only          $255.00    $127.50    $315.00    $157.50    $115.00    $57.50    $105.00     $52.50
        Employee + Spouse      $640.00    $320.00    $900.00    $450.00    $430.00    $215.00    $360.00    $180.00
        Employee + Child(ren)   $560.00    $280.00    $650.00    $325.00    $300.00    $150.00    $250.00    $125.00
        Employee + Family      $930.00    $465.00    $1,240.00    $620.00    $620.00    $310.00    $520.00    $260.00

        Dental & Vision            Option 1              Option 2              Option 1
        Options                     Dental                Dental                Vision
                                    DHMO                   PPO                   PPO
        Frequency             Monthly    Paycheck   Monthly    Paycheck   Monthly    Paycheck
        Employee Only          $12.82     $6.41      $32.78     $16.39      $7.06     $3.53
        Employee + Spouse      $22.48     $11.24     $65.06     $32.53     $12.12     $6.06
        Employee + Child(ren)   $32.50    $16.25     $82.58     $41.29     $12.36     $6.18
        Employee + Family      $45.52     $22.76     $127.08    $63.54     $19.16     $9.58




         The following benefits are provided to you at no charge and are paid by Confie:
         •   Employee Assistance Program
         •   Basic Life/AD&D
         •   Health Advocate
         •   Secure Travel
         •   Will Prep
         •   CIGNAssurance (for Beneficiaries)

         The following benefits are available to you at discounted group rates. Should you elect these benefits, you will
         pay 100% of the cost:
         •   Supplemental Life/AD&D
         •   Voluntary Short Term Disability
         •   Voluntary Long Term Disability
         •   Voluntary Benefits (Hospital Indemnity, Critical Illness, Accident, Whole Life)
         •   Pet Insurance




















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