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Benefits




         Voluntary Benefits


         Transamerica | Accident—continued

         ACCIDENT INSURANCE

                                                        Low Plan                             High Plan

         Hospital Coverage due to an Accident
         Hospital Admission Benefit                       $600                                 $900
         Hospital Confinement Benefit
         •   Non-ICU                             $125/day— Up to 365 days             $200/day— Up to 365 days
         •   ICU                                  $375/day—Up to 15 days               $600/day—Up to 15 days

         Accidental Death
         Basic Accidental Death Benefit
         •   Employee                                 Up to $22,000                         Up to 44,000
         •   Spouse                                   Up to $22,000                         Up to $44,000
         •   Child                                    Up to $11,000                         Up to $22,000
         Accidental Death Common Carrier
         •   Employee                                    $30,000                              $60,000
         •   Spouse                                      $30,000                              $60,000
         •   Child                                       $15,000                              $30,000
         Paralysis Benefit                           $3,750 or $7,500                     $5,250 or $10,500
                                            (varies by type and severity of paralysis)   (varies by type and severity of paralysis)
         Lodging                            $75 per day if more than 100 miles from   $105 per day if more than 100 miles from
                                                 insureds primary residence           insureds primary residence

         Semi Monthly Premium Rates

         Employee                                         $5.06                                $7.62
         Employee + Spouse                                $7.88                                $11.86
         Employee + Child(ren)                            $6.76                                $10.09
         Employee + Family                                $9.81                                $14.72

























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