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Benefits

Voluntary Benefits

Transamerica | Accident
Costly accidents can happen anytime, anywhere, when you least expect them and that is why you need Accident insurance. Even
quality medical plans can leave you with extra expenses to pay deductibles, copays for doctor and emergency room care, testing
and supplies, or extra costs for out-of-network care to name a few.

Transamerica provides two options for Accident insurance coverage and both provide fixed benefits that are paid directly to you
regardless of any other coverage you may have. Benefits are paid according to a fixed schedule that includes benefits for
hospitalization, fractures and dislocations, emergency room visits, major diagnostic exams, physical therapy and more.

ACCIDENT INSURANCE

Low Plan High Plan
Injury Benefits

Fractures
• Open Up to $4,000 Up to $6,000
• Closed Up to $1,360 Up to $2,040
• Chip Fracturs 10% of Fracture Benefit Amount 10% of Fracture Benefit Amount

Dislocations
• Open Up to $3,200 Up to $4,800
• Closed Up to $1,080 Up to $1,620
• Partial 25% of dislocation benefit 25% of dislocation benefit

Burns (2nd & 3rd degree) Up to $6,000 Up to $8,400
(varies by type & severity (varies by type & severity
Skin Grafts for 2nd & 3rd degree burns 50% of burn benefit 50% of burn benefit

Coma $7,500 $10,500
Ruptured Disc with Surgical Repair Up to $500 Up to $700
Laceration (cut) benefit Up to $300 (varies by length of cut) Up to $420 (varies by length of cut)

Eye Injury $35-$200 $49-$280
Medical Services & Treatment due to an accident

Ambulance—Ground / Air $120 / $600 $180 / $900
Emergency Care Benefits $100 $150

Major Diagnostic Testing $160 $240
Physician Follow Up Visit $50 $50

Transportation Benefit $300 (travel more than 100 miles) $420 (travel more than 100 miles)
Physical Therapy Benefit $50 $50
Prosthetic Device Benefit $376-$750 $525-$1050
(varies by type and number of devices) (varies by type and number of devices)
Blood Plasma / Platelets Benefit $200 $280

Major Surgery Benefit $750 $1,050

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