Page 19 - Confie Benefits Guide 01-18_FINAL_r2_dp wording

Benefits

Voluntary Benefits

Transamerica | Critical Illness
Transamerica’s Critical Illness insurance can help you protect yourself and your family from the unexpected cost of fighting a life-
threatening illness. Your initial benefit provides a lump-sum payment upon the first diagnosis of a covered condition. A recurrence
benefit is paid when a covered person is diagnosed with another occurrence of the same covered condition for which an initial
benefit was previously paid. Dates of diagnosis for recurrence must be separated by 12 months. Payments will be made directly to
you, not to the doctors, hospitals or other health care providers.

You have the option to select a lump-sum payment of your choice of either $10,000, $20,000 or $30,000 in initial benefits upon
diagnosis. A benefit will be paid a minimum of one time for diagnosis for each covered critical illness on the plan. Dates of diagnosis
much be separated by 90 days for a separate pay out of a different condition. Payment(s) you receive will be made in addition to
any other insurance you may have and may be spent as you see fit.

Health Screening Benefit: Depending on the coverage you selected, Transamerica will provide an annual benefit of $50, $75 or
$100 per calendar year for taking one of the eligible screening/prevention measures.
CRITICAL ILLNESS INSURANCE
BASE POLICY BENEFITS TRANSAMERICA BENEFIT WITH DIAGNOSIS
Heart Attack 100%
Stroke 100%
Major Organ Failure 100%
End Stage Renal Failure 100%
Other Specified Organ Failure 100%
 loss of sight, speech, hearing
Miscellaneous Diseases 100%
 Amyotrophic Lateral Sclerosis (Lou Gehrigs Dis‐
ease); Encephalitis Menangitis; Rocky Mountain
Spotted Fever; Typhoid Fever; Anthrax; Cholera;
Primary Sclerosing Cholangitis (Walter Payton’s
Disease); and Tuberculosis.
Coronary Artery Disease Requiring Bypass Grafts 25%
Coronary Artery Dis Requiring Angioplasty/Stent 5%

Cancer Benefit Rider
 Invasive Cancer 100%
 Bone marrow failure 100%
 Cancer confined in site of origin (in Situ) 25%
 Prostate Cancer with TNM classification of T1 25%
 Skin Cancer 5%
SEMI-MONTHLY RATES—NON SMOKER $10,000 Face Amount $20,000 Face Amount $30,000 Face Amount

25 Years old $2.27 $3.12 $3.97
35 Years old $3.36 $5.06 $6.76
45 Years old $6.80 $11.80 $16.80
55 Years old $13.24 $24.54 $35.84
25 Years old $2.97 $4.52 $6.07
35 Years old $5.01 $8.36 $11.71
45 Years old $12.45 $23.10 $33.75
55 Years old $25.64 $49.34 $73.04

For additional age band rates, please contact Transamerica at (888) 763-7474.

19