Page 4 - The Raymond Group Supplemental Benefit Guide
P. 4

BENEFITS AT A GLANCE








                                  Southwest Carpenters Health and Welfare Trust

          Medical & Prescription Drugs
          Kaiser Permanente               •   HMO
          Anthem                          •   PPO

          Dental                          (included with your medical enrollment)
          UnitedHealthcare (UHC)          •   Select Managed Care Direct Compensation (DC) Plan—a DHMO Plan
                                          •   Dental Preferred Provider Organization (DPPO) Plan
          Vision                          (included with your medical enrollment)
          UnitedHealthcare (UHC)          •   PPO
          Basic Life/AD&D                 (included with your medical enrollment)
          MetLife                         •   $20,000

                                               Enhanced Benefits Choices

          Flexible Spending Accounts      •   Health Care Account: Up to $2,700 per year
          Employee Benefits Corporation   •   Dependent Care Account: Up to $5,000 per year
          Dental                          (available at an additional cost, includes up to $300 reimbursement of glasses/contacts)
          The Standard                    •   PPO Includes PolicyLink Dental & Vision

          Long Term Disability            •   66.67% of your pre-disability earnings to a monthly maximum of $12,500 (officers)
          Prudential                      •   60% of your pre-disability earnings to a monthly maximum of $10,000 (all others)

          Basic Life/AD&D                 •   1x your annual salary to a maximum benefit of $300,000
          Prudential
          Voluntary Life                  •   Up to 7x your annual salary to a maximum benefit of $500,000
          Prudential                      •   Guarantee Issue applies at initial enrollment
          Travel Assistance Program       •   Emergency medical assistance, pre-trip information, repatriation and more when
          Prudential                         traveling 100+ miles away from home or work
          Employee Assistance Program     •   24/7 phone consultations
          Family Source                   •   3 face-to-face confidential sessions with a counselor, financial planner or lawyer
          Prudential                         each calendar year
                                          •   Access to legal and financial counseling
          HealthChampion                  •   Helps employees navigate their benefits both administrative and clinically-related
          Prudential                         concerns
          EstateGuidance                  •   Online Will Prep and Legal Services
          Prudential
          ID Theft                        •   Fraud support assistance if you suspect you are a victim of identity theft
          LifeLock

          Supplemental Benefits           •   Accident
          UNUM                            •   Critical Illness
                                          •   Whole Life and Long Term Care








     4  Employee Benefits
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