Page 4 - The Raymond Group Supplemental Benefit Guide
P. 4
BENEFITS AT A GLANCE
Southwest Carpenters Health and Welfare Trust
Medical & Prescription Drugs
Kaiser Permanente • HMO
Anthem • PPO
Dental (included with your medical enrollment)
UnitedHealthcare (UHC) • Select Managed Care Direct Compensation (DC) Plan—a DHMO Plan
• Dental Preferred Provider Organization (DPPO) Plan
Vision (included with your medical enrollment)
UnitedHealthcare (UHC) • PPO
Basic Life/AD&D (included with your medical enrollment)
MetLife • $20,000
Enhanced Benefits Choices
Flexible Spending Accounts • Health Care Account: Up to $2,700 per year
Employee Benefits Corporation • Dependent Care Account: Up to $5,000 per year
Dental (available at an additional cost, includes up to $300 reimbursement of glasses/contacts)
The Standard • PPO Includes PolicyLink Dental & Vision
Long Term Disability • 66.67% of your pre-disability earnings to a monthly maximum of $12,500 (officers)
Prudential • 60% of your pre-disability earnings to a monthly maximum of $10,000 (all others)
Basic Life/AD&D • 1x your annual salary to a maximum benefit of $300,000
Prudential
Voluntary Life • Up to 7x your annual salary to a maximum benefit of $500,000
Prudential • Guarantee Issue applies at initial enrollment
Travel Assistance Program • Emergency medical assistance, pre-trip information, repatriation and more when
Prudential traveling 100+ miles away from home or work
Employee Assistance Program • 24/7 phone consultations
Family Source • 3 face-to-face confidential sessions with a counselor, financial planner or lawyer
Prudential each calendar year
• Access to legal and financial counseling
HealthChampion • Helps employees navigate their benefits both administrative and clinically-related
Prudential concerns
EstateGuidance • Online Will Prep and Legal Services
Prudential
ID Theft • Fraud support assistance if you suspect you are a victim of identity theft
LifeLock
Supplemental Benefits • Accident
UNUM • Critical Illness
• Whole Life and Long Term Care
4 Employee Benefits