Page 6 - The Raymond Group Supplemental Benefit Guide
P. 6

ELIGIBILITY & ENROLLMENT








         Changes to enrollment



         Open Enrollment
         During our annual open enrollment period, you may make new benefit elections for the following January 1st effective date.

         Qualifying Event
         Once you make your benefit elections, you cannot change them throughout the year unless you experience a qualifying event as
         defined by the IRS. Examples include, but are not limited to:










            Marriage, divorce, legal   Birth, adoption, or death of a   Qualified Medical Child   Change in your dependent’s
           separation, or annulment       child or spouse        Support Order (QMCSO)          eligibility status








            Loss of coverage from    Change in your residence or   Loss of coverage through   Eligibility for a state’s
             another health plan      workplace (if your benefit   Medicaid or Children’s   premium assistance program
                                          options change)       Health Insurance Program    under Medicaid or CHIP
                                                                         (CHIP)

         Coverage for a new dependent is not automatic. If you experience a qualifying event, you have 30 days to update your coverage.
         Please contact the Human Resources Department immediately following a qualifying event to complete the appropriate election
         forms as needed. If you do not update your coverage within 30 days of the qualifying event, you must wait until the next annual
         open enrollment period to update your coverage.
























     6  Employee Benefits
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