Page 7 - iFly Employee Benefit Guide 2019
P. 7

Benefits





         Medical Insurance



                                                    United Healthcare                     United Healthcare
         Plan Name                           Medical Buy-Up Plan - TX OAMC           Medical Base Plan - TX OAMC
                                                   PPO 1000 80/50 Rx 2A                     HSA 3000 90/50

         Network Name                           Network          Non‐Network           Network        Non‐Network
         Health Benefits
         Life me Maximum                                 Unlimited                             Unlimited

         Deduc ble (Annual)
          ‐ Individual                           $1,000             $2,000              $3,000           $6,000
          ‐ Family                               $2,000             $6,000              $6,000           $18,000
         Employer HSA Contribu on                          N/A                                   $500
         Co‐Insurance (Plan Pays)                 80%                50%                 90%              50%
         Office Visit Copay
          ‐ Primary Care Physician             $30 Copay        Deduc ble, 50%      Deduc ble, 10%   Deduc ble, 50%
          ‐ Specialist Office Visit              $50 Copay        Deduc ble, 50%      Deduc ble, 10%   Deduc ble, 50%
          ‐ Telemedicine                       $15 Copay         Not Covered        Deduc ble, 10%     Not Covered
         Out‐of‐Pocket Maximum
          ‐ Individual                           $5,000            $10,000              $6,000           $12,500
          ‐ Family                              $10,000            $30,000             $12,000           $37,500

         Hospitaliza on
          ‐ Inpa ent                         Deduc ble, 20%     Deduc ble, 50%      Deduc ble, 10%   Deduc ble, 50%
          ‐ Outpa ent                        Deduc ble, 20%     Deduc ble, 50%      Deduc ble, 10%   Deduc ble, 50%
         Emergency Services                           $300 Copay, 20%                       Deduc ble, 10%
         Urgent Care                           $75 Copay        Deduc ble, 50%      Deduc ble, 10%   Deduc ble, 50%

         Preven ve Care                        No Charge        Deduc ble, 50%        No Charge      Deduc ble, 50%
         Chiroprac c                           $50 Copay       Deduc ble, 550%      Deduc ble, 10%   Deduc ble, 50%
                                                       20 Visits/Year                        20 Visits/Year
         Pharmacy Benefits

         Pharmacy Deduc ble
          ‐ Individual                             $0                $0             Plan Deduc ble    Plan Deduc ble
          ‐ Family                                 $0                $0             Plan Deduc ble    Plan Deduc ble
         Retail Pharmacy (30 Day Supply)
          ‐ Generic Formulary                  $15 Copay       $15 Copay + 30%        $10 Copay      $10 Copay + 30%
          ‐ Brand Name Formulary               $50 Copay       $50 Copay + 30%        $35 Copay      $35 Copay + 30%
          ‐ Non‐Formulary                      $90 Copay       $90 Copay + 30%        $70 Copay      $70 Copay + 30%
          ‐ Specialty (Formulary/Non Formulary)   $150            $150 + 30%            $150           $150 + 30%
         Mail Order Pharmacy (90 Day Supply)
          ‐ Generic Formulary                 $37.50 Copay       Not Covered          $25 Copay        Not Covered
          ‐ Brand Name Formulary               $125 Copay        Not Covered         $87.50 Copay      Not Covered
          ‐ Non‐Formulary                      $225 Copay        Not Covered          $175 Copay       Not Covered
          ‐ Specialty (Formulary/Non Formulary)   Not Covered    Not Covered         Not Covered       Not Covered




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