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Medical Plan Choices | Outside California                                                                  8








                                      Medical Plans Available Outside California

             Plan                                                     Anthem Blue Cross
             Features                                             Exclusive Classic (EPO) Plan
                                                          In-Network 1                   Out-of-Network 1
              Annual Deductible                              None                        Individual: $3,000
                                                                                          Family: $6,000

              Annual Out-of-Pocket Maximum              Individual: $2,500               Individual: $9,000
                                                         Family: $5,000                   Family: $18,000

              Lifetime Maximum Benefits                                     Unlimited
             Medical Services
              Doctor’s Office Visits                       $20 copay                      Covered at 50%
                                                       Specialist: $40 copay

              Preventive Care                           Covered at 100%                   Covered at 50%
              Physical Therapy                             $20 copay                      Covered at 50%
             Alternative Care
              Chiropractic                                 $20 copay 2                   Covered at 50% 2

              Acupuncture                                  $20 copay 3                   Covered at 50% 3
             Prescription Drugs
              Retail Pharmacy                           Tier 1: $10 copay        Covered at 50% of maximum allowed
              (30-Day Supply)                           Tier 2: $30 copay               amount after copay
                                                        Tier 3: $50 copay
                                                      Tier 4: Covered at 70%;
                                                         $250 copay max
              Mail Order                                                                   Not covered
              (90-Day Supply) 4                         Tier 1: $25 copay
                                                        Tier 2: $90 copay
                                                        Tier 3: $150 copay
                                                      Tier 4: Covered at 70%;
                                                         $250 copay max
             Hospital Services
              Room & Board/Surgeon’s Fees/                 $250 copay                    Covered at 50%;
              Maternity Delivery                                                       limited to $1,000/day
              Emergency Care                                       $100 copay; waived if admitted

             Mental Health/
             Substance Abuse Services
              Outpatient                                   $20 copay                      Covered at 50%

              Inpatient                                    $250 copay                    Covered at 50%;
                                                                                       limited to $1,000/day

             1   Payable at the negotiated fee rate and subject to deductible.
             2  Limited to 30 visits per calendar year.
             3  Limited to 20 visits per calendar year.
             4  Limited to 30-day supply for Tier 4 prescriptions.
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