Page 14 - Palomar EE Guide 01-19 FINAL
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Health & Wellness










         Vision Care                                        Plan Name                               Vision
                                                                                           In-Network   Non-Network

         Vision care benefits are provided by MESVision and available   Vision Benefits
         for eligible employees and their dependents. Eye exams are
         available once a year for a low co-pay. A vision hardware   Vision Exams (every 12 months)      $10 co-pay   Up to $40
         (frames) allowance is available once every 24 months. Lenses   Ophthalmologic Examination      Covered   Up to $40
         and contact lenses are available once every 24 months but
         may be available at 12 months if there are certain types of   Optometric Examination      Covered   Up to $40
         prescription changes (see Vision Plan Summary for lens   Frames                   Up to $110     Up to $40
         maximum out-of-pocket and co-pay information).
                                                            Lenses (single)                 Covered       Up to $30
         All services are provided through a MESVision provider. After
         your eye exam with an authorized provider, obtain a copy of   Lenses (bifocal)      Covered      Up to $50
         your lens prescription and fill the prescription through any one   Lenses (trifocal)      Covered   Up to $65
         of the MESVision participating providers.
                                                            Lenses (standard progressive)      Covered    Up to $65
         To determine whether a provider offers the 20% discount, call
         MESVision or visit www.mesvision.com. Discounts are   Frequency (lenses/frames or      Once every 24   Once every 24
         available through TLCVision for conventional and custom   contacts)                months         months
         LASIK procedures with the TLCVision Advantage Program.   Contact Lenses

         Vision insurance cards are not required and will not be   Medically Necessary*      Covered     Up to $250
         provided, but are available on the MESVision website.
                                                            Cosmetic or Convenience        Up to $100    Up to $100
                                                            *Pre-authorization required

                                                            Other Vision Plan Discounts
                                                            A 20% discount is available for cosmetic extras, such as tints, coatings and
                                                            other add-on charges to standard lenses, after covered services are
                                                            rendered. The discount may be applied to charges for the frame or
                                                            contact lenses (except disposable or replacement contact lenses) over the
                                                            stated allowances. The 20% discount also applies to additional pairs of
                                                            glasses and/or pairs of standard contact lenses.



                                                            Overview of Vision Premiums
                                                            Cost to You (Per Pay Period Rate, Pre-Tax Employee Contribution)


                                                                                     Full-Time    Part Time II     Part Time I

                                                            Employee Only             $0.15       $0.25      $0.32
                                                            Employee & Sp or DP*      $0.78       $0.87      $1.08
                                                            Employee & Child(ren)     $0.71       $0.79      $0.99
                                                            Employee & Family*        $1.22       $1.32      $1.65

                                                            *SP=Spouse, DP=Domestic Partner. Premiums for domestic partner or child(ren) of
                                                            domestic partner, if employee has single coverage, are deducted on a post-tax basis.
                                                            The amount the employer pays for the domestic partner coverage is taxable income.
                                                            An affidavit of Domestic Partnership is required.
                                                            **Proof of coverage outside of Palomar Health is required.






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